3615 Karnaghan Ln, Melissa, TX 75454 Property Records

Collin County property record for 3615 Karnaghan Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 1990
Lot Size	1.2 acres (52,664 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,709 (2024)
Deeds & Mortgages	Feb 2024 Construction Loan Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-6033-002-1520-1`

Property Details

APN / Parcel Number

Primary APN	`R-6033-002-1520-1`
Alternative APN	`2120327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	1,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	52,664 sqft (1.2 acres)
Garage Type	Attached
Garage Area	912 sqft
Pool Area	450 sqft
Porch	Porch
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2120327
Street Address	3615 KARNAGHAN LN
City	MELISSA
State	TX
Zip	75454-2682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0033 D E W BABB SURVEY, SHEET 2, TRACT 152, 1.209 ACRES
Legal Subdivision	D E W BABB SURVEY
Legal Tract	152
Legal Block	2
Legal Lot Number	152
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3040
Census Tract	30207

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3615 KARNAGHAN LN, MELISSA, TX 75454-2682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Construction Mortgage VALLIANCE BANK
Jul 7, 2020	Warranty Deed, Transfer TEXASLENDING.COM
Mar 4, 2020	Warranty Deed, Transfer PROSPERITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020
Deed Sale	Jul 7, 2020
Deed Document Number	20200707001042860
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3615 KARNAGHAN LN, MELISSA, TX 75454-2682
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000018711
Date	Feb 20, 2024
Instrument	2024000018711

Lender

Name	VALLIANCE BANK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 7, 2020
Property Address	3615 KARNAGHAN LN, MELISSA, TX 75454-2682
Document Number	0001042860
Instrument Date	Jul 2, 2020
Instrument	1042860
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3615 KARNAGHAN LN MELISSA TX 754542682, MELISSA, TX 75454-2682

Mortgage

Document Number	1042870
Date	Jul 7, 2020
Instrument	1042870

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 4, 2020
Property Address	3615 KARNAGHAN LN, MELISSA, TX 75454-2682
Document Number	0000313490
Instrument Date	Feb 28, 2020
Instrument	313490
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1784 W MCDERMOTT DR #110 ALLEN TX 750133395, 110, ALLEN, TX 75013-3395

Mortgage

Document Number	313500
Date	Mar 4, 2020
Instrument	313500

Lender

Name	PROSPERITY BK
Type	Bank
Address	VICTORIA, TX 77901-6022

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$459,099 (+11.54%) Land $108,810 Building $350,289	$459,099 (+11.54%) Land $108,810 Building $350,289
2024	$6,709.00 (-7.18%)
2023		$411,593 Land $108,810 Building $302,783	$411,593 Land $108,810 Building $302,783
2022	$7,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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