3634 Morgan St, Steger, IL 60475 Property Records

Will County property record for 3634 Morgan St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,228 sqft · built 1927
Lot Size	0.261 acres (2,790 sqft)
Owner	Individual Name on Record
Last Sale	$144,210 (Jan 2022)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-113-041`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-113-041`
Alternative APN	`15051130410000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,228 sqft Living Area
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	2,790 sqft (0.261 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3634 MORGAN ST
City	STEGER
State	IL
Zip	60475-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 15 IN KENNEY BEER'S BOULEVARD ADDITION TO COLUMBIA HEIGHTS, BEING A SUB OF PRT OF THE W 992.77 FT OF THE NE FRA
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	KENNEY BEER'S BOULEVARD ADDITION
Legal Block	15
Legal Lot Number	18
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3014
Census Tract	883700

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3634 MORGAN ST, STEGER, IL 60475-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
Jan 14, 2022	Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	20225413
Prior Transfer Date	Apr 8, 2004
Prior Transfer Doc	0000070497
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3634 MORGAN ST, STEGER, IL 60475-1534
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039519
Date	May 18, 2022
Instrument	R2022039519

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jan 14, 2022
Property Address	3634 MORGAN ST, STEGER, IL 60475-1534
Document Number	0000005413
Instrument Date	Sep 30, 2021
Instrument	R2022005413
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3634 MORGAN ST, STEGER, IL 60475-1534

Mortgage

Document Number	0000005415
Date	Jan 14, 2022
Instrument	R2022005415

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000005414
Date	Jan 14, 2022
Instrument	R2022005414

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+13%)	$53,895 (+5.5%) Land $4,064 Building $49,831	$161,685 (+5.5%) Land $12,192 Building $149,493
2024		$51,085 (+26.01%) Land $3,852 Building $47,233	$153,255 (+26.01%) Land $11,556 Building $141,699
2022	$3,930.00 Homeowner's exemption	$40,540 Land $3,057 Building $37,483	$121,620 Land $9,171 Building $112,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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