3638 Brook St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3638 Brook St, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,624 sqft · built 1995
Lot Size	0.275 acres (11,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Jul 1994)
Tax Bill	$11,281 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`243-082-035-3`

Property Details

APN / Parcel Number

Primary APN	`243-082-035-3`
Alternative APN	`243-082-035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,624 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	2,166 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	11,970 sqft (0.275 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3638 BROOK ST
City	LAFAYETTE
State	CA
Zip	94549-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB LAF HTS LOT 5
Legal Subdivision	R N BURGESS COS/LAFAYETTE HEIG
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	350000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3638 BROOK ST, LAFAYETTE, CA 94549-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 1994 · Amount on Record
Deed Sale	Jul 18, 1994 · Amount on Record
Deed Document Number	1994183615
Prior Transfer Date	Jul 7, 1994
Prior Transfer Doc	0000183614
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3638 BROOK ST, LAFAYETTE, CA 94549-4202
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096618
Date	Jun 18, 2018
Instrument	2018-096618

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3638 BROOK ST, LAFAYETTE, CA 94549-4202
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 BROOK ST, LAFAYETTE, CA 94549-4202

Mortgage

Document Number	0000060503
Date	Mar 1, 2021
Instrument	2021-060503

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,263 (+2%) Land $376,912 Building $613,351
2025	$11,281.00 (-7.26%) Homeowner's exemption	$970,847 (+4.04%) Land $369,522 Building $601,325
2023	$12,164.00 (+1.58%) Homeowner's exemption	$933,150 Land $355,174 Building $577,976
2022	$11,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Nearby Flood Policies	63 units insured incl. 38 condo units
Nearby Flood Claims	9 (1987–2001)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Dec 2001 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, T-Mobile, Verizon.

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