3628 Brook St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3628 Brook St, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,594 sqft · built 1995
Lot Size	0.319 acres (13,900 sqft)
Owner	2 Company Names on File
Last Sale	$1,485,000 (Sep 2014)
Tax Bill	$21,438 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`243-082-036-1`

Property Details

APN / Parcel Number

Primary APN	`243-082-036-1`
Alternative APN	`243-082-036`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,594 sqft Living Area
1st Floor Area	1,578 sqft
2nd Floor Area	2,016 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Lot Area	13,900 sqft (0.319 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3628 BROOK ST
City	LAFAYETTE
State	CA
Zip	94549-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB LAF HTS LOT 6
Legal Subdivision	R N BURGESS COS MAP/LAFAYETTE
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	350000

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3628 BROOK ST, LAFAYETTE, CA 94549-4202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2014 · Amount on Record
Deed Sale	Sep 4, 2014 · Amount on Record
Prior Sale	May 29, 1996 · Amount on Record
Deed Document Number	2014150073
Last Transfer Date	Mar 28, 2015
Transfer Doc	0000070862
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3628 BROOK ST, LAFAYETTE, CA 94549-4202
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362R BROOK STRT, LAFAYETTE, CA 94549

Mortgage

Document Number	0000196634
Date	Sep 8, 2020
Instrument	2020-196634

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3628 BROOK ST, LAFAYETTE, CA 94549-4202
Document Number	0000075074
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 BROOK ST LAFAYETTE CA 945494202, LAFAYETTE, CA 94549-4202

Mortgage

Document Number	0000075074
Date	May 22, 2019
Instrument	75074

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3628 BROOK ST, LAFAYETTE, CA 94549-4202
Document Number	0000163419
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 BROOK ST LAFAYETTE CA 945494202, LAFAYETTE, CA 94549-4202

Mortgage

Document Number	0000163419
Date	Sep 7, 2017
Instrument	163419

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,820,430 (+2%) Land $1,091,033 Building $729,397
2025	$21,438.00 (+3.52%) Homeowner's exemption	$1,784,737 (+4.04%) Land $1,069,641 Building $715,096
2023	$20,710.00 (+1.55%) Homeowner's exemption	$1,715,435 Land $1,028,106 Building $687,329
2022	$20,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Nearby Flood Policies	63 units insured incl. 38 condo units
Nearby Flood Claims	9 (1987–2001)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Dec 2001 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Communications, LLC., T-Mobile USA, Verizon.

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