3638 Bower Rd, Roanoke, VA 24018 Property Records

Roanoke County property record for 3638 Bower Rd, Roanoke, VA 24018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$3,335 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076.08-02-41`

Property Details

APN / Parcel Number

Primary APN	`076.08-02-41`
Alternative APNs	`000029392` `07608 241`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,070 sqft Finished Area
Gross Area	2,460 sqft
1st Floor Area	1,170 sqft
Basement Area	1,050 sqft
Finished Basement	900 sqft
Unfinished Basement	150 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	000029392
Street Address	3638 BOWER RD
City	ROANOKE
State	VA
Zip	24018-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1 BLK 30 SEC 7 WINDSOR WEST
Legal Subdivision	WINDSOR WEST
Legal Block	30
Legal Lot Number	1
Jurisdiction	ROANOKE VA
Township / Civil Division	WINDSOR HILLS
Census Block Group	2
Census Block	2009
Census Tract	30702

Owner

Source: Roanoke County records · APN 076.08-02-41

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3638 BOWER RD, ROANOKE, VA 24018-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 24, 2015
Transfer Doc	0000008388
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	3638 BOWER RD, ROANOKE, VA 24018-3012
Document Number	0000015890
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 BOWER RD ROANOKE VA 240183012, ROANOKE, VA 24018-3012

Mortgage

Document Number	0000015890
Date	Dec 29, 2020
Instrument	15890

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Roanoke County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,335.00 (+25.28%)	$323,800 (+28.9%) Land $59,000 Building $264,800	$323,800 (+28.9%) Land $59,000 Building $264,800
2023	$2,662.00	$251,200 Land $50,000 Building $201,200	$251,200 Land $50,000 Building $201,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	25 (1978–2018)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 292 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.