3630 Bower Rd, Roanoke, VA 24018 Property Records

Roanoke County property record for 3630 Bower Rd, Roanoke, VA 24018

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,874 sqft · built 1975
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (May 2017)
Tax Bill$3,184 (2026)
Deeds & MortgagesOct 2022 Second Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN076.08-02-40

Property Details

APN / Parcel Number

Primary APN076.08-02-40
Alternative APNs
  • 000029391
  • 07608 240

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,874 sqft Finished Area
Gross Area2,360 sqft
1st Floor Area1,170 sqft
Basement Area1,050 sqft
Finished Basement704 sqft
Unfinished Basement346 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Exterior MaterialCombination
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000029391
Street Address3630 BOWER RD
CityROANOKE
StateVA
Zip24018-3012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 2 BLK 30 SEC 7 WINDSOR WEST
Legal SubdivisionWINDSOR WEST
Legal Block30
Legal Lot Number2
JurisdictionROANOKE VA
Township / Civil DivisionWINDSOR HILLS
Census Block Group2
Census Block2009
Census Tract30702

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3630 BOWER RD, ROANOKE, VA 24018-3012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MEMBER ONE FCU
Jul 6, 2021Deed of Trust, Mortgage · VA Mortgage
FLAT BRANCH HOME LOANS INC
May 19, 2017Grant Deed, Transfer · VA Mortgage
MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2017 · Amount on Record
Deed SaleMay 19, 2017 · Amount on Record
Deed Document Number20175111
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address3630 BOWER RD, ROANOKE, VA 24018-3012
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010726
DateOct 17, 2022
Instrument202210726
Lender
NameMEMBER ONE FCU
TypeCredit Union
AddressROANOKE, VA 24016
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2042

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address3630 BOWER RD, ROANOKE, VA 24018-3012
Transaction TypeMortgage
Record UpdatedJun 25, 2026
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009579
DateJul 6, 2021
Instrument202109579
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROANOKE VA
Recording DateMay 19, 2017
Property Address3630 BOWER RD, ROANOKE, VA 24018-3012
Document Number0000005111
Instrument DateMay 9, 2017
Instrument5111
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyCENTURY TITLE COMPANY, CENTURY TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3630 BOWER RD ROANOKE VA 240183012, ROANOKE, VA 24018-3012

Mortgage

Document Number5112
DateMay 19, 2017
Instrument5112
Lender
NameMORTGAGE LENDERS/AMERICA
TypeMortgage Company
AddressOVERLAND PARK, KS 66211
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2047

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,184.00 (+23.84%)$309,200 (+27.45%) Land $56,100 Building $253,100$309,200 (+27.45%) Land $56,100 Building $253,100
2023$2,571.00$242,600 Land $47,500 Building $195,100$242,600 Land $47,500 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims25 (1978–2018)
Claims Outside the SFHA4 of 25
Most Recent ClaimOct 2018 · Tropical Storm Michael
Claims by Event
  • Tropical Storm Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 2 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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