3636 Watson Rd, Stow, NY 14785 Property Records

Chautauqua County and North Harmony Town property record for 3636 Watson Rd, Stow, NY 14785

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 835 sqft · built 1900
Lot Size	0.176 acres (7,685 sqft)
Owner	Trust Name on File
Last Sale	$178,500 (Sep 2011)
Tax Bill	$5,630 (2026)
Deeds & Mortgages	May 2022 Sale
APN	`065400 332.16-1-11`

Property Details

APN / Parcel Number

Primary APN	`065400 332.16-1-11`
Alternative APN	`54003320160001011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	835 sqft Living Area
1st Floor Area	542 sqft
Upper Floors Area	293 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	7,685 sqft (0.176 acres)
Lot Dimensions	145 ft deep x 53 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3636 WATSON RD
City	STOW
State	NY
Zip	14785
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 065400 20-6-2.2
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	NORTH HARMONY
Census Block Group	3
Census Block	3008
Census Tract	36801

Owner

3636 Watson Rd, a residential property, is held in a trust since April 2022.

Source: Chautauqua County and North Harmony Town records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	74 W CASE DR, HUDSON, OH 44236-2733
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2011 · Amount on File
Deed Sale	Sep 2, 2011 · Amount on File
Deed Book / Page	2011 / 4733
Last Transfer Date	Apr 28, 2022
Transfer Doc	DE2022003495
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 17, 2022
Property Address	3636 WATSON RD, STOW, NY 14785
Document Number	DE2022003495
Instrument Date	Apr 28, 2022
Instrument	DE2022003495
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	151 RAVENNA ST, HUDSON, OH 44236-3466

Tax Assessment & Valuation

The 2026 property tax bill for 3636 Watson Rd was $5,630, up 22.3% from the year before.

Source: Chautauqua County and North Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	North Harmony Town
Unified School District	Chautauqua Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,630.00 (+22.28%)
2025	$4,604.00	$178,500 Land $119,300 Building $59,200	$304,100 Land $203,244 Building $100,856
2023		$178,500 (-) Land $119,300 Building $59,200	$268,400 (+14.55%) Land $179,384 Building $89,016
2022		$178,500 Land $119,300 Building $59,200	$234,300 Land $156,594 Building $77,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3636 Watson Rd; there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2014–2021)
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3636 Watson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20