Chautauqua County and North Harmony Town property record for 3634 Watson Rd, Stow, NY 14785
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,064 sqft · built 1940 |
| Lot Size | 0.164 acres (7,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Oct 2006) |
| Tax Bill | $7,702 (2026) |
| APN | 065400 332.16-1-12 |
| Primary APN | 065400 332.16-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,155 sqft (0.164 acres) |
| Lot Dimensions | 135 ft deep x 53 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3634 WATSON RD |
|---|---|
| City | STOW |
| State | NY |
| Zip | 14785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | OLD APN: 065400 20-6-2.1 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | NORTH HARMONY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 36801 |
3634 Watson Rd is owned by two individuals who acquired it in August 2022.
Source: Chautauqua County and North Harmony Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 LYNN ANN DR, NEW KENSINGTON, PA 15068-8337 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2006 · Amount on File |
| Deed Sale | Oct 13, 2006 · Amount on File |
| Deed Book / Page | 2611 / 120 |
| Last Transfer Date | Aug 17, 2022 |
| Transfer Doc | 0000005580 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3634 Watson Rd was $7,702, up 22.3% from the year before.
Source: Chautauqua County and North Harmony Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | North Harmony Town |
| Unified School District | Chautauqua Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,702.00 (+22.27%) | ||
| 2025 | $6,299.00 | $244,200 Land $26,400 Building $217,800 | $416,000 Land $44,973 Building $371,027 |
| 2023 | $244,200 (-) Land $26,400 Building $217,800 | $367,200 (+14.57%) Land $39,697 Building $327,503 | |
| 2022 | $244,200 Land $26,400 Building $217,800 | $320,500 Land $34,649 Building $285,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3634 Watson Rd; there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3634 Watson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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