3635 Poly Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 3635 Poly Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,072 sqft · built 1998
Lot Size	0.268 acres (11,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,800 (Sep 2021)
Tax Bill	$261 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A129840`

Property Details

APN / Parcel Number

Primary APN	`000A129840`
Alternative APNs	`03-1032-34-2-16-09-0000` `R0313364` `A129840` `A12984`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	1,156 sqft
2nd Floor Area	876 sqft
Basement Area	1,156 sqft
Finished Basement	1,040 sqft
Unfinished Basement	116 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,664 sqft (0.268 acres)
View / Lot	Neighborhood / Spot
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	70 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3635 POLY DR
City	BILLINGS
State	MT
Zip	59102-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	POLY VISTA SUBD, S34, T01 N, R25 E, BLOCK 6, LOT 4, & ADJ 10 FT VACATED ALLEY
Legal Range	25E
Legal Township	01N
Legal Section	34
Legal Subdivision	POLY VISTA SUBD
Legal Block	6
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2016
Census Tract	1805

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3635 POLY DR, BILLINGS, MT 59102-1136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · VA Mortgage WESTERN SECURITY BANK
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Jun 9, 2017	Warranty Deed, Transfer STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Jul 16, 2021
Deed Document Number	20213991899
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	0003799378
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 29, 2021
Property Address	3635 POLY DR, BILLINGS, MT 59102-1136
Document Number	0003991899
Map Reference	DOC 567074
Instrument Date	Sep 29, 2021
Instrument	3991899
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3635 POLY DR, BILLINGS, MT 59102-1136

Mortgage

Document Number	0003991900
Date	Sep 29, 2021
Instrument	3991900

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3635 POLY DR, BILLINGS, MT 59102-1136
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003950389
Date	Dec 4, 2020
Instrument	3950389

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 9, 2017
Property Address	3635 POLY DR, BILLINGS, MT 59102-1136
Document Number	0003816301
Instrument Date	Jun 8, 2017
Instrument	3816301
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3635 POLY DR BILLINGS MT 591021136, BILLINGS, MT 59102-1136

Mortgage

Document Number	3816302
Date	Jun 9, 2017
Instrument	3816302

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,400 (-) Land $110,479 Building $376,921	$487,400 (-) Land $110,479 Building $376,921
2025	$261.00 Veteran's exemption	$487,400 (+5.77%) Land $110,479 Building $376,921	$487,400 (+5.77%) Land $110,479 Building $376,921
2024	$261.00 Disabled Person's exemption Veteran's exemption
2023		$460,800	$460,800 Land $99,913 Building $360,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: T-Mobile.

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