3620 Poly Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 3620 Poly Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,372 sqft · built 2016
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000A130050`

Property Details

APN / Parcel Number

Primary APN	`000A130050`
Alternative APNs	`03-1032-34-2-05-34-0000` `R0313402` `A130050` `A13005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,372 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,726 sqft
Basement Area	1,862 sqft
Finished Basement	1,646 sqft
Unfinished Basement	216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
View / Lot	Neighborhood / Spot
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3620 POLY DR
City	BILLINGS
State	MT
Zip	59102-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLY VISTA SUBD, S34, T01 N, R25 E, BLOCK 7, LOT 34, & ADJ 10 FT VACANT ALLEY
Legal Range	25E
Legal Township	01N
Legal Section	34
Legal Subdivision	POLY VISTA SUBD
Legal Block	7
Legal Lot Number	34
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1001
Census Tract	1805

Owner

Source: Yellowstone County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 POLY DR, BILLINGS, MT 59102-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
May 29, 2018	Deed of Trust, Mortgage WESTERN SECURITY BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERN SECURITY BANK
Oct 13, 2017	Deed of Trust, Mortgage FIRST INTERSTATE BK
Sep 8, 2017	Loan Modification, Mortgage FIRST INTERSTATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2016
Deed Sale	Apr 1, 2016
Deed Document Number	20163772844
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 22, 2026
Property Address	3620 POLY DR, BILLINGS, MT 59102-1137
Document Number	0004139736
Instrument Date	Jul 17, 2026
Instrument	20264139736
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 POLY DR, BILLINGS, MT 59102-1137

Mortgage

Document Number	0004139736,
Date	Jul 22, 2026
Instrument	20264139736

Lender

Name	WESTERN SECURITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3620 POLY DR, BILLINGS, MT 59102-1137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003850177
Date	May 29, 2018
Instrument	000003850177

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3620 POLY DR, BILLINGS, MT 59102-1137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003927113
Date	Jul 8, 2020
Instrument	3927113

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3620 POLY DR, BILLINGS, MT 59102-1137
Document Number	0003830431
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3620 POLY DR BILLINGS MT 591021137, BILLINGS, MT 59102-1137

Mortgage

Document Number	0003830431
Date	Oct 16, 2017
Instrument	3830431

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	BILLINGS, MT 59101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3620 POLY DR, BILLINGS, MT 59102-1137
Document Number	0003828083
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1242 HARVARD AVE BILLINGS MT 591021707, BILLINGS, MT 59102-1707

Mortgage

Document Number	0003828083
Date	Sep 22, 2017
Instrument	3828083

Lender

Name	FIRST INTERSTATE BK
Type	Bank
Address	BILLINGS, MT 59107-1438

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 21, 2018

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,229.00 (-9.6%)	$710,100 (+17.06%) Land $122,204 Building $587,896	$710,100 (+17.06%) Land $122,204 Building $587,896
2024	$5,784.00 (+6.85%)
2023	$5,413.00	$606,600	$606,600 Land $108,119 Building $498,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: T-Mobile.

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