3632 Saddle Dr, Bakersfield, CA 93311 Property Records

Kern County property record for 3632 Saddle Dr, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,968 sqft · built 1989
Lot Size	0.162 acres (7,043 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Aug 2022)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-031-01-00-1`

Property Details

APN / Parcel Number

Primary APN	`394-031-01-00-1`
Alternative APNs	`394-031-01-7` `3940310100` `39403101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	2,407 sqft
1st Floor Area	1,968 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	7,043 sqft (0.162 acres)
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	394031017
Street Address	3632 SADDLE DR
City	BAKERSFIELD
State	CA
Zip	93311-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4345 , BLOCK C , LOT 1
Legal Subdivision	4345 PH C
Legal Tract	4345
Legal Block	C
Legal Lot Number	1
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1004
Census Tract	2820

Owner

Source: Kern County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage GOLDEN EMPIRE MORTGAGE INC
Aug 5, 2022	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PATRIOT HOME MORTGAGE
Jun 5, 2020	Grant Deed, Transfer · FHA Mortgage MORTGAGE HOUSE
Jun 29, 2018	Grant Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	2022121932
Prior Transfer Date	Aug 6, 2021
Prior Transfer Doc	0000171130
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Aug 5, 2022
Property Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000121931
Map Reference	MB 33 PG 100&101
Instrument Date	Jul 29, 2022
Instrument	222121931
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	0000121934
Date	Aug 5, 2022
Instrument	222121934

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000121935
Date	Aug 5, 2022
Instrument	222121935

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 5, 2022
Property Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000121932
Map Reference	MB 33 PG 100&101
Instrument Date	Jul 19, 2022
Instrument	222121932
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	0000121933
Date	Aug 5, 2022
Instrument	222121933

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000121935
Date	Aug 5, 2022
Instrument	222121935

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Sep 9, 2021
Property Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000171130
Map Reference	MB 33 PG 100&101
Instrument Date	Aug 6, 2021
Instrument	221171130
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	0000171131
Date	Sep 9, 2021
Instrument	221171131

Lender

Name	PATRIOT HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 5, 2020
Property Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000071248
Instrument Date	May 20, 2020
Instrument	71248
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3632 SADDLE DR BAKERSFIELD CA 933112223, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	71249
Date	Jun 5, 2020
Instrument	71249

Lender

Name	MORTGAGE HOUSE
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 29, 2018
Property Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000081964
Map Reference	MB33 PPG100&101
Instrument Date	Jun 26, 2018
Instrument	0218081964
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE BAKERSFIELD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3632 SADDLE DR, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	0000081965
Date	Jun 29, 2018
Instrument	0218081965

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,707 (+2%) Land $132,651 Building $313,056
2025	$6,047.00 (+3.17%)	$436,968 (+4.04%) Land $130,050 Building $306,918
2023	$5,861.00 (+36.88%)	$420,000 Land $125,000 Building $295,000
2022	$4,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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