3616 Saddle Dr, Bakersfield, CA 93311 Property Records

Kern County property record for 3616 Saddle Dr, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,491 sqft · built 1986
Lot Size	0.162 acres (7,043 sqft)
Owner	Individual Name on File
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`394-031-05-00-3`

Property Details

APN / Parcel Number

Primary APN	`394-031-05-00-3`
Alternative APNs	`394-031-05-8` `3940310500` `39403105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	2,081 sqft
1st Floor Area	1,491 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	7,043 sqft (0.162 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	105 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	394031058
Street Address	3616 SADDLE DR
City	BAKERSFIELD
State	CA
Zip	93311-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4345 , BLOCK C , LOT 5
Legal Subdivision	4345 PH C
Legal Tract	4345
Legal Block	C
Legal Lot Number	5
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1004
Census Tract	2820

Owner

3616 Saddle Dr is owned and occupied by an individual who acquired it in August 2022.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 17, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage GOLDEN EMPIRE MORTGAGE INC
Aug 17, 2022	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Apr 20, 2022	Grant Deed, Transfer ALL CALIFORNIA TITLE COMPANY, ALL CALIFORNIA T&E CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2022
Deed Sale	Aug 17, 2022
Prior Sale	Aug 17, 2022 · Amount on File
Deed Document Number	2022127173
Prior Transfer Date	Mar 13, 1997
Prior Transfer Doc	0000036940
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 16, 2026
Property Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000042270
Instrument Date	Mar 24, 2026
Instrument	202642270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042270,
Date	Apr 16, 2026
Instrument	202642270

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Sep 1, 2052

Interest

Rate	5.98%
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Aug 17, 2022
Property Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000127173
Map Reference	MB 33 PG 100&101
Instrument Date	Aug 10, 2022
Instrument	222127173
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	0000127175
Date	Aug 17, 2022
Instrument	222127175

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 17, 2022
Property Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000127172
Map Reference	MB 33 PG 100&101
Instrument Date	Jul 23, 2022
Instrument	222127172
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223

Mortgage

Document Number	0000127174
Date	Aug 17, 2022
Instrument	222127174

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 20, 2022
Property Address	3616 SADDLE DR, BAKERSFIELD, CA 93311-2223
Document Number	0000061168
Map Reference	MB 33 PG 100&101
Instrument Date	Apr 14, 2022
Instrument	222061168
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ALL CALIFORNIA TITLE COMPANY, ALL CALIFORNIA T&E CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6305 KELVIN GRV, BAKERSFIELD, CA 93312-6268

Tax Assessment & Valuation

The 2025 property tax bill for 3616 Saddle Dr was $5,822, up 1.9% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,604 (+2%) Land $132,651 Building $293,953
2025	$5,822.00 (+1.87%)	$418,240 Land $130,050 Building $288,190
2024	$5,715.00 (+1.31%)
2023	$5,641.00 (+46.03%)	$402,000 Land $125,000 Building $277,000
2022	$3,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3616 Saddle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3616 Saddle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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