McHenry County property record for 3631 Wintergreen Ter, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4,513 sqft · built 1999 |
| Lot Size | 0.425 acres (18,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Apr 2021) |
| Tax Bill | $10,654 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-279-001 |
| Primary APN | 18-36-279-001 |
|---|
| Building Area | 4,513 sqft Living Area |
|---|---|
| Basement Area | 1,534 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 18,515 sqft (0.425 acres) |
| Garage Area | 637 sqft |
| Porch | Porch |
| Porch Area | 86 sqft |
| Patio Area | 412 sqft |
| Cooling System | Central |
|---|
| Street Address | 3631 WINTERGREEN TER |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0018861 LT 67 THE COVE UNIT 1 |
| Legal Subdivision | THE COVE UNIT 1 |
| Legal Block | 279 |
| Legal Lot Number | 67 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 871107 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA |
| Apr 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUST |
| Apr 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 13, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on Record |
| Deed Sale | Apr 6, 2021 · Amount on Record |
| Prior Sale | Sep 20, 1999 · Amount on Record |
| Deed Document Number | 202118861 |
| Prior Transfer Date | Aug 14, 2019 |
| Prior Transfer Doc | 0000030075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Document Number | 0000002680 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026R0002680 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Document Number | 0000007898 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2024R0007898 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 6, 2021 |
| Property Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Document Number | 0000018861 |
| Map Reference | DOC 97R051167 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 2021R0018861 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | PRECISION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Document Number | 0000018862 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021R0018862 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 13, 2019 |
| Property Address | 3631 WINTERGREEN TER, ALGONQUIN, IL 60102-6368 |
| Document Number | 0000030075 |
| Map Reference | DOC 97R051167 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 2019R0030075 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3631 WIDGERGREEN TERRACE, ALGONQUIN, IL 60102 |
| Document Number | 0000030076 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2019R0030076 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,654.00 | $152,811 (+22.25%) Land $17,702 Building $135,109 | $458,433 (+22.25%) Land $53,106 Building $405,327 |
| 2022 | Homeowner's exemption | $124,997 Land $14,480 Building $110,517 | $374,991 Land $43,440 Building $331,551 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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