McHenry County property record for 3610 Wintergreen Ter, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 5,214 sqft · built 1999 |
| Lot Size | 0.478 acres (20,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Aug 2019) |
| Tax Bill | $13,400 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-276-010 |
| Primary APN | 18-36-276-010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,214 sqft Living Area |
| Basement Area | 1,774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,801 sqft (0.478 acres) |
| Garage Area | 681 sqft |
| Patio Area | 485 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3610 WINTERGREEN TER |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0025164 LT 68 THE COVE UNIT 1 |
| Legal Subdivision | THE COVE UNIT 1 |
| Legal Block | 276 |
| Legal Lot Number | 68 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 871107 |
3610 Wintergreen Ter is owned and occupied by an individual who bought it in August 2019.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3610 WINTERGREEN TER, ALGONQUIN, IL 60102-6367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Aug 8, 2019 | Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Prior Sale | Apr 22, 2013 · Amount on File |
| Deed Document Number | 201925164 |
| Prior Transfer Date | Jun 30, 2005 |
| Prior Transfer Doc | 0000060600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3610 WINTERGREEN TER, ALGONQUIN, IL 60102-6367 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044873 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020R0044873 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 8, 2019 |
| Property Address | 3610 WINTERGREEN TER, ALGONQUIN, IL 60102-6367 |
| Document Number | 0000025164 |
| Map Reference | DOC 97R051167 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 2019R0025164 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3610 WINTERGREEN TER, ALGONQUIN, IL 60102-6367 |
| Document Number | 0000025165 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019R0025165 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $13,400.00 | $190,141 Land $17,249 Building $172,892 | $570,423 Land $51,747 Building $518,676 |
| 2022 | Homeowner's exemption | $155,532 Land $14,109 Building $141,423 | $466,596 Land $42,327 Building $424,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3610 Wintergreen Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3610 Wintergreen Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures