3631 Whispering Pines Loop S, Delaware, OH 43015 Property Records

Delaware County property record for 3631 Whispering Pines Loop S, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,958 sqft · built 2019
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jun 2024)
Tax Bill	$9,519 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`418-310-22-021-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-22-021-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	4,936 sqft
1st Floor Area	1,354 sqft
Upper Floors Area	1,604 sqft
Basement Area	1,338 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,199 sqft (0.303 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	3631 WHISPERING PINES LOOP S
City	DELAWARE
State	OH
Zip	43015-9820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2466 THE PINES SEC 1 PH A
Legal Subdivision	THE PINES SEC 1 PH A
Legal Lot Number	2466
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

3631 Whispering Pines Loop S is owned and occupied by two individuals who bought it in June 2024.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3631 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 3, 2022	Warranty Deed, Transfer
Feb 27, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Jun 3, 2022 · Amount on File
Deed Document Number	202412707
Deed Book / Page	2097 / 910
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3631 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010786
Date	May 26, 2023
Book Page	2033/2374
Instrument	202300010786

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 3, 2022
Property Address	3631 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Document Number	0000016918
Book / Page	1969 / 2762
Map Reference	OR 1607 PG 851-862
Instrument Date	May 26, 2022
Instrument	202200016918
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3631 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Feb 27, 2020
Property Address	3631 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Document Number	0000006473
Book / Page	1703 / 2424
Map Reference	OR 1607 PG 851-862
Instrument Date	Feb 21, 2020
Instrument	202000006473
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000006474
Date	Feb 27, 2020
Instrument	202000006474

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3631 Whispering Pines Loop S was $9,519, down 0.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,519.00 (-0.73%)	$179,690 (-) Land $35,000 Building $144,690	$513,400 Land $100,000 Building $413,400
2024	$9,589.00 (-0.46%) Homeowner's exemption	$179,690 (-) Land $35,000 Building $144,690
2023	$9,633.00 Homeowner's exemption	$179,690 Land $35,000 Building $144,690	$513,400 Land $100,000 Building $413,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3631 Whispering Pines Loop S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3631 Whispering Pines Loop S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

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