3617 Whispering Pines Loop S, Delaware, OH 43015 Property Records

Delaware County property record for 3617 Whispering Pines Loop S, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,318 sqft · built 2020
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on File
Last Sale	$504,100 (Dec 2020)
Tax Bill	$10,593 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`418-310-22-020-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-22-020-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,318 sqft Living Area
Gross Area	5,620 sqft
1st Floor Area	1,626 sqft
Upper Floors Area	1,692 sqft
Basement Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	16,204 sqft (0.372 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	3617 WHISPERING PINES LOOP S
City	DELAWARE
State	OH
Zip	43015-9820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2467 THE PINES SEC 1 PH A
Legal Subdivision	THE PINES SEC 1 PH A
Legal Lot Number	2467
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

3617 Whispering Pines Loop S is owned and occupied by two individuals who bought it in December 2020.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 7, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage PARTNERS UNITED FINANCIAL LLC
Dec 30, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Sep 3, 2019	Grant Deed, Construction Loan STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202049197
Deed Book / Page	1800 / 1342
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820

Mortgage

Document Number	0000005598
Date	Mar 25, 2024
Book Page	2082/220
Instrument	202400005598

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820

Mortgage

Document Number	0000012216
Date	Apr 20, 2022
Book Page	1960/1251
Instrument	202200012216

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 7, 2020
Property Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Document Number	0000049197
Book / Page	1800 / 1342
Map Reference	PL 1607 PG 851
Instrument Date	Nov 12, 2020
Instrument	202000049197
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022
Title Company	MIDWEST HOME TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 E WILSON BRIDGE RD STE 110, 110, WORTHINGTON, OH 43085-2323

Mortgage

Document Number	0000049198
Date	Dec 7, 2020
Instrument	202000049198

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DELAWARE OH
Recording Date	Dec 30, 2019
Property Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Book / Page	001691 / 000902
Instrument Date	Dec 20, 2019
Instrument	38260
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TITLE FIRST

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Mortgage

Document Number	0000038260
Date	Dec 30, 2019
Book Page	001691/000902
Instrument	38260

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1750 H ST NW # 4TH, WASHINGTON, DC 20006-4600

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 29, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 3, 2019
Property Address	3617 WHISPERING PINES LOOP S, DELAWARE, OH 43015-9820
Document Number	0000023766
Book / Page	001660 / 001612
Instrument Date	Aug 29, 2019
Instrument	23766
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$5,712.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Tax Assessment & Valuation

The 2025 property tax bill for 3617 Whispering Pines Loop S was $10,593, down 0.5% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,593.00 (-0.52%)	$199,960 (-) Land $35,000 Building $164,960	$571,300 Land $100,000 Building $471,300
2024	$10,648.00 (-0.46%) Homeowner's exemption	$199,960 (-) Land $35,000 Building $164,960
2023	$10,697.00 Homeowner's exemption	$199,960 Land $35,000 Building $164,960	$571,300 Land $100,000 Building $471,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3617 Whispering Pines Loop S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3617 Whispering Pines Loop S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

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