3631 Victoria Ln, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3631 Victoria Ln, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,492 sqft · built 1928
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Owner Names on File
Last Sale	$414,596 (Jul 2009)
Tax Bill	$15,429 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-0A06-0198-00`

Property Details

APN / Parcel Number

Primary APN	`039-0A06-0198-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	1,594 sqft
2nd Floor Area	898 sqft
Basement Area	1,594 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	150 ft deep x 202 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3631 VICTORIA LN
City	CINCINNATI
State	OH
Zip	45208-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3631 VICTORIA LN 62.50 X 150 IRR COR PORTSMOUTH & VICTORIA LN
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	3631 VICTORIA LN, CINCINNATI, OH 45208-1617
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2009 · Amount on File
Deed Sale	Jul 13, 2009 · Amount on File
Prior Sale	Jul 30, 1996 · Amount on File
Deed Document Number	09-094890
Deed Book / Page	11188 / 01156
Prior Transfer Date	Jul 10, 2009
Prior Transfer Doc	0000094890
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3631 VICTORIA LN, CINCINNATI, OH 45208-1617
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055121
Date	Aug 7, 2023
Book Page	14973/2528
Instrument	2023-0055121

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3631 VICTORIA LN, CINCINNATI, OH 45208-1617
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147077
Date	Dec 7, 2021
Book Page	14558/3240
Instrument	2021-0147077

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3631 VICTORIA LN, CINCINNATI, OH 45208-1617
Document Number	0000106576
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3631 VICTORIA LN CINCINNATI OH 452081617, CINCINNATI, OH 45208-1617

Mortgage

Document Number	0000106576
Date	Nov 21, 2017
Book Page	013549/000608
Instrument	106576

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,429.00 (+3.12%)	$250,093 (-) Land $101,332 Building $148,761
2024	$14,962.00 (-2.2%)	$250,093 (-) Land $101,332 Building $148,761
2023	$15,299.00 (+5.12%)	$250,093 (+17.21%) Land $101,332 Building $148,761	$714,550 (+17.21%) Land $289,520 Building $425,030
2022	$14,554.00 Homeowner's exemption	$213,371 Land $73,994 Building $139,377
2020			$609,630 Land $211,410 Building $398,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Victoria Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures