3628 Victoria Ln, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3628 Victoria Ln, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,296 sqft · built 1935
Lot Size0.32 acres (13,939 sqft)
OwnerTrust Name on File
Last Sale$457,000 (Oct 2000)
Tax Bill$15,774 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN039-0A06-0190-00

Property Details

APN / Parcel Number

Primary APN039-0A06-0190-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,296 sqft Living Area
Gross Area4,923 sqft
1st Floor Area1,777 sqft
2nd Floor Area1,075 sqft
AtticAttic
Attic Area444 sqft
Basement Area1,627 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions172 ft deep x 95 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area162 sqft
Deck AreaDeck Area
Patio Area277 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3628 VICTORIA LN
CityCINCINNATI
StateOH
Zip45208-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description3628 VICTORIA LANE 54.80 X 172.72 IRR LOT 146 KILGOUR FARM 2ND
Legal SubdivisionKILGOUR FARM 2ND
Legal Lot Number146
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2003
Census Tract5100

Owner

3628 Victoria Ln is held in a trust since February 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordTrust Name on File
Mailing Address3628 VICTORIA LN, CINCINNATI, OH 45208-1618
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CU
Jun 30, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2000 · Amount on File
Deed SaleOct 12, 2000 · Amount on File
Prior SaleSep 10, 1999 · Amount on File
Deed Document Number2000159549
Deed Book / Page8394 / 1365
Last Transfer DateFeb 15, 2022
Transfer Doc0000064782
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3628 VICTORIA LN, CINCINNATI, OH 45208-1618
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066241
DateMay 28, 2021
Book Page14428/103
Instrument2021-0066241
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 26, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJun 30, 2022
Property Address3628 VICTORIA LN, CINCINNATI, OH 45208-1618
Document Number0000064782
Book / Page14699 / 2799
Map ReferenceMB 31 PG 84
Instrument DateFeb 15, 2022
Instrument2022-0064782
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3628 VICTORIA LN, CINCINNATI, OH 45208-1618

Tax Assessment & Valuation

The 2025 property tax bill for 3628 Victoria Ln was $15,774, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,774.00 (+0.14%)$249,043 (-) Land $124,856 Building $124,187$711,550 Land $356,730 Building $354,820
2024$15,752.00 (-0.18%)$249,043 (-) Land $124,856 Building $124,187
2023$15,780.00 (+12.24%)$249,043 (+20.47%) Land $124,856 Building $124,187$711,550 Land $356,730 Building $354,820
2022$14,059.00 Homeowner's exemption$206,721 Land $91,147 Building $115,574
2020$590,630 Land $260,420 Building $330,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3628 Victoria Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3628 Victoria Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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