Lake County property record for 3631 Ryegrass St, Clermont, FL 34714
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,904 sqft · built 2009 |
| Lot Size | 0.134 acres (5,865 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Sep 2023) |
| Tax Bill | $7,250 (2024) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-24-26-0101-000-03500 |
| Primary APN | 14-24-26-0101-000-03500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,904 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 5,865 sqft (0.134 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3862317 |
|---|---|
| Street Address | 3631 RYEGRASS ST |
| City | CLERMONT |
| State | FL |
| Zip | 34714-4893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS BAY PHASE 1B PB 61 PG 38-41 LOT 35 ORB 6219 PG 432 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 14 |
| Legal Subdivision | SAWGRASS BAY |
| Legal Phase | 1B |
| Legal Tract | A-D |
| Legal Lot Number | 35 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 31314 |
Source: Lake County records · APN 14-24-26-0101-000-03500
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Jan 07, 2020 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 2023120219 |
| Deed Book / Page | 6219 / 432 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 29, 2023 |
| Property Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Document Number | 0062190432 |
| Book / Page | 6219 / 432 |
| Map Reference | MB 61 PG 38 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023120219 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 WATERSIDE ST, STATEN ISLAND, NY 10306-5755 |
| Name | Verified Name |
|---|---|
| Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Document Number | 0006219434 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 6219/434 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0049340054 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 4934/0054 |
| Instrument | 2017043866 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054012260 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 5401/2260 |
| Instrument | 2020002103 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Document Number | 0055880315 |
| Book / Page | 5588 / 315 |
| Map Reference | MB 61 PG 38-41 |
| Instrument Date | Nov 06, 2020 |
| Instrument | 2020132327 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,222.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13748 HARTLE GROVES PL APT 203, 13748, CLERMONT, FL 34711-8780 |
| Name | Verified Name |
|---|---|
| Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Document Number | 0005588317 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 5588/317 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3631 RYEGRASS ST, CLERMONT, FL 34714-4893 |
| Document Number | 0052370834 |
| Instrument Date | Feb 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3631 RYEGRASS ST CLERMONT FL 347144893, CLERMONT, FL 34714-4893 |
| Document Number | 0052370834 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 005237/000834 |
| Instrument | 18296 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382,414 (-7.43%) Land $100,000 Building $282,414 | $382,414 (-7.43%) Land $100,000 Building $282,414 | |
| 2024 | $7,250.00 (+14.81%) | ||
| 2023 | $6,315.00 (+15.49%) | $413,107 (+22.54%) | $413,107 (+22.54%) Land $100,000 Building $313,107 |
| 2022 | $5,468.00 | $337,131 | $337,131 Land $43,000 Building $294,131 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 387 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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