3651 Ryegrass St, Clermont, FL 34714 Property Records

Lake County property record for 3651 Ryegrass St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,956 sqft · built 2012
Lot Size	0.192 acres (8,364 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2020)
Tax Bill	$5,855 (2024)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0101-000-03000`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0101-000-03000`
Alternative APN	`3862312`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3862312
Street Address	3651 RYEGRASS ST
City	CLERMONT
State	FL
Zip	34714-4893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 1B PB 61 PG 38-41 LOT 30 ORB 5410 PG 2166
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	1B
Legal Tract	A-D
Legal Lot Number	30
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2042
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3651 RYEGRASS ST, CLERMONT, FL 34714-4893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP
Aug 17, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Aug 27, 2012 · Amount on Record
Deed Document Number	2020009616
Deed Book / Page	5410 / 2166
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 24, 2020
Property Address	3651 RYEGRASS ST, CLERMONT, FL 34714-4893
Document Number	0054102166
Book / Page	5410 / 2166
Map Reference	MB 61 PG 38-41
Instrument Date	Jan 22, 2020
Instrument	2020009616
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3138 RIVER SPRINGS BLVD, 3138, CLERMONT, FL 34711-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3651 RYEGRASS ST, CLERMONT, FL 34714-4893

Mortgage

Document Number	0054102168
Date	Jan 24, 2020
Instrument	5410/2168

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3651 RYEGRASS ST, CLERMONT, FL 34714-4893
Document Number	0049920310
Book / Page	004992 / 000310
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3651 RYEGRASS ST CLERMONT FL 347144893, CLERMONT, FL 34714-4893

Mortgage

Document Number	0049920310
Date	Aug 25, 2017
Book Page	004992/000310
Instrument	92279

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,290 (-4.06%) Land $100,000 Building $223,290	$323,290 (-4.06%) Land $100,000 Building $223,290
2024	$5,855.00 (+7.69%)
2023	$5,437.00 (+14.7%)	$336,977 (+20.36%)	$336,977 (+20.36%) Land $100,000 Building $236,977
2022	$4,740.00	$279,977	$279,977 Land $43,000 Building $236,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

Nearby Properties on Ryegrass St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures