3631 Manchester Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 3631 Manchester Ave, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	3 bd · 4 ba · 3,782 sqft · built 2002
Lot Size	1.16 acres (50,530 sqft)
Owner	Trust Name on File
Tax Bill	$13,867 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262-062-38-00`

Property Details

APN / Parcel Number

Primary APN	`262-062-38-00`
Alternative APN	`2620623000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	3,782 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Lot Area	50,530 sqft

Location & Zoning

Old Parcel Number	2620623000
Street Address	3631 MANCHESTER AVE
City	ENCINITAS
State	CA
Zip	92024-4919
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	SEC 24-13-4W SWQ DOC94-304588 IN W H OF SWQ OF
Legal Range	04W
Legal Township	13
Legal Section	24
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17403

Owner

3631 Manchester Ave, a duplex, is owner-occupied and held in a trust since September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 10, 2020	Quit Claim Deed, Transfer AMROCK INC
Sep 10, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Jun 15, 2021	Intrafamily Transfer, Transfer AMROCK
Jun 14, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020
Deed Sale	Sep 10, 2020
Prior Sale	Jul 21, 2016
Deed Document Number	2020525993
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	0000525993
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919

Mortgage

Document Number	0000492992
Date	Jul 9, 2021
Instrument	2021-0492992

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107489
Date	Mar 19, 2018
Instrument	2018-0107489

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Document Number	0000525995
Instrument Date	Jul 22, 2020
Instrument	525995
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3631 MANCHESTER AVE ENCINITAS CA 920244919, ENCINITAS, CA 92024-4919

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2020
Property Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Document Number	0000525993
Instrument Date	Jul 22, 2020
Instrument	2020-0525993
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919

Mortgage

Document Number	0000525994
Date	Sep 10, 2020
Instrument	2020-0525994

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2021
Property Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Document Number	0000437716
Instrument Date	Jul 22, 2020
Instrument	2021-0437716
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2021
Property Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919
Document Number	0000433817
Instrument Date	Jul 22, 2020
Instrument	2021-0433817
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3631 MANCHESTER AVE, ENCINITAS, CA 92024-4919

Mortgage

Document Number	0000433818
Date	Jun 14, 2021
Instrument	2021-0433818

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3631 Manchester Ave was $13,867 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Cardiff Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,329,555 (+2%) Land $517,048 Building $812,507
2025	$13,867.00 Homeowner's exemption	$1,303,486 Land $506,910 Building $796,576
2023	$13,727.00 (+1.58%) Homeowner's exemption	$1,252,872 Land $487,227 Building $765,645
2022	$13,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3631 Manchester Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3631 Manchester Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting.

Cell Coverage

5G (outdoors only) and 4G LTE

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