3597 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3597 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,990 sqft · built 2015
Lot Size	5.07 acres (220,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2014)
Tax Bill	$16,829 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0084-0019-00`

Property Details

APN / Parcel Number

Primary APN	`500-0084-0019-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,990 sqft Living Area
Gross Area	5,926 sqft
1st Floor Area	2,351 sqft
Basement Area	2,351 sqft
Finished Basement	1,639 sqft
Unfinished Basement	712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	220,980 sqft (5.07 acres)
Garage Type	Attached
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces
Porch	Detached Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3597 MOUNT CARMEL RD
City	CINCINNATI
State	OH
Zip	45244-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS MT CARMEL RD 5.072 ACSJ MCDOWELLS MILITARY SURVEY NO 706
Legal Subdivision	MCDOWELL
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1034
Census Tract	24901

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3597 MOUNT CARMEL RD, CINCINNATI, OH 45244-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2014 · Amount on Record
Deed Sale	Oct 3, 2014 · Amount on Record
Deed Document Number	2014100618
Deed Book / Page	12720 / 757
Prior Transfer Date	Oct 2, 2013
Prior Transfer Doc	0000000994
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3597 MOUNT CARMEL RD, CINCINNATI, OH 45244-1639
Document Number	0000060184
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3597 MOUNT CARMEL RD CINCINNATI OH 452441639, CINCINNATI, OH 45244-1639

Mortgage

Document Number	0000060184
Date	Jun 24, 2020
Book Page	014196/001793
Instrument	60184

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,829.00 (+2.59%)	$268,573 (-) Land $37,699 Building $230,874	$767,350 (-) Land $107,710 Building $659,640
2024	$16,404.00 (+5.33%)	$268,573 (-) Land $37,699 Building $230,874
2023	$15,574.00 (+1.21%)	$268,573 (+13.62%) Land $37,699 Building $230,874	$767,350 (+13.62%) Land $107,710 Building $659,640
2022	$15,388.00 Homeowner's exemption	$236,373 Land $37,023 Building $199,350
2020			$675,350 Land $105,780 Building $569,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	108 (1978–2025)
Claims Outside the SFHA	6 of 108
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000