3630 McDuff Ct, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 3630 McDuff Ct, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,554 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jun 2018)
Tax Bill$2,946 (2023)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02040F0015.000000

Property Details

APN / Parcel Number

Primary APN02040F0015.000000
Alternative APNs
  • 5518 13 8622
  • 124024

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,554 sqft Living Area
Gross Area4,134 sqft
1st Floor Area1,568 sqft
Upper Floors Area1,986 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions120 ft deep x 36 ft wide
Garage TypeMixed
Garage Area418 sqft
DrivewayConcrete Driveway
Driveway Area2,400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number124024
Street Address3630 MCDUFF CT
CityHARRISBURG
StateNC
Zip28075-3932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLT 15 PROVIDENCE MANOR
Legal SubdivisionPROVIDENCE MANOR
Legal Lot Number15
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group1
Census Block1023
Census Tract42604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3630 MCDUFF CT, HARRISBURG, NC 28075-3932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Prior SaleJul 12, 2005 · Amount on Record
Deed Book / Page13064 / 115
Record UpdatedOct 29, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 28, 2018
Property Address3630 MCDUFF CT, HARRISBURG, NC 28075-3932
Document Number0013064115
Book / Page13064 / 0115
Map ReferenceMB45 PG89
Instrument DateMay 23, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 OAK TREE BLVD STE 300, 6200, INDEPENDENCE, OH 44131-6934

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 MCDUFF CT, HARRISBURG, NC 28075-3932

Mortgage

Document Number0013064118
DateJun 28, 2018
Instrument13064/118
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityHarrisburg Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,230 (+74.01%) Land $90,000 Building $346,230
2024$436,230 (+74.01%) Land $90,000 Building $346,230
2023$2,946.00$250,690 Land $38,000 Building $212,690$250,690 Land $38,000 Building $212,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims76 (1982–2026)
Claims Outside the SFHA13 of 76
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20

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