Cabarrus County property record for 3627 McDuff Ct, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,313 sqft · built 2006 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,500 (Mar 2021) |
| Tax Bill | $3,793 (2023) |
| Deeds & Mortgages | Nov 2018 Mortgage Mar 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02040F0016.000000 |
| Primary APN | 02040F0016.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,313 sqft Living Area |
| Gross Area | 4,886 sqft |
| 1st Floor Area | 1,951 sqft |
| Upper Floors Area | 2,362 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 27 ft wide |
| Garage Type | Finished |
| Garage Area | 399 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 816 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 144774 |
|---|---|
| Street Address | 3627 MCDUFF CT |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-3932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LT 16 PROVIDENCE MANOR |
| Legal Subdivision | PROVIDENCE MANOR |
| Legal Lot Number | 16 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 42604 |
3627 McDuff Ct is owned and occupied by two individuals who bought it in March 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE LLC |
| Jul 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Feb 15, 2019 | Grant Deed, Transfer |
| Feb 15, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2021 · Amount on File |
| Deed Sale | Mar 10, 2021 · Amount on File |
| Prior Sale | Feb 15, 2019 · Amount on File |
| Deed Book / Page | 14988 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0013278225 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 13278/0225 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 10, 2021 |
| Property Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Document Number | 0001498871 |
| Book / Page | 14988 / 71 |
| Map Reference | MB 45 PG 89 |
| Instrument Date | Mar 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 368, BOSTIC, NC 28018-0368 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Document Number | 0001498873 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 14988/73 |
| Name | HARBORONE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Document Number | 14317229 |
| Instrument Date | Jul 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3627 MCDUFF CT HARRISBURG NC 280753932, HARRISBURG, NC 28075-3932 |
| Document Number | 14317229 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 014317/000229 |
| Instrument | 21689 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 1.25% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Document Number | 13375334 |
| Book / Page | 013375 / 000334 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 3540 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 225 CENTRE ST ROXBURY MA 021191288, ROXBURY, MA 02119-1288 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 15, 2019 |
| Property Address | 3627 MCDUFF CT, HARRISBURG, NC 28075-3932 |
| Document Number | 13375315 |
| Book / Page | 013375 / 000315 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 3538 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3627 MCDUFF CT HARRISBURG NC 280753932, HARRISBURG, NC 28075-3932 |
| Document Number | 13375318 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 013375/000318 |
| Instrument | 3539 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,770 (-) Land $90,000 Building $421,770 | ||
| 2025 | $511,770 Land $90,000 Building $421,770 | ||
| 2024 | $511,770 (+58.56%) Land $90,000 Building $421,770 | ||
| 2023 | $3,793.00 | $322,770 Land $38,000 Building $284,770 | $322,770 Land $38,000 Building $284,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3627 McDuff Ct in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 76 (1982–2026) |
| Claims Outside the SFHA | 13 of 76 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3627 McDuff Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
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