3630 Clara Downey Ave, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3630 Clara Downey Ave, Silver Spring, MD 20906

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,800 sqft · built 2014
Lot Size0.034 acres (1,500 sqft)
Owner2 Individual Names on File
Last Sale$504,825 (Sep 2014)
Tax Bill$5,832 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-03728493

Property Details

APN / Parcel Number

Primary APN08-03728493
Alternative APN
  • 03728493

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area2,220 sqft
1st Floor Area770 sqft
Basement Area270 sqft
Finished Basement270 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,500 sqft (0.034 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03728493
Street Address3630 CLARA DOWNEY AVE
CitySILVER SPRING
StateMD
Zip20906-1145
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR200
Legal DescriptionNORBECK OVERLOOK
Legal SubdivisionNORBECK OVERLOOK
Legal BlockE
Legal Lot Number13
JurisdictionMONTGOMERY MD
Township / Civil Division8
Census Block Group1
Census Block1033
Census Tract701308

Owner

3630 Clara Downey Ave, a townhouse, is owned and occupied by two individuals who bought it in September 2014.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3630 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2014 · Amount on File
Deed SaleSep 5, 2014 · Amount on File
Deed Book / Page49133 / 349
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3630 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145

Mortgage

Document Number0634400429
DateJul 8, 2021
Book Page63440/429
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3630 Clara Downey Ave was $5,832.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$560,100 (+6.35%) Land $200,000 Building $360,100$560,100 (-) Land $200,000 Building $360,100
2025$5,832.00$526,667$560,100 Land $200,000 Building $360,100
2023$459,800 Land $200,000 Building $259,800$459,800 Land $200,000 Building $259,800
2022$4,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3630 Clara Downey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2003 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3630 Clara Downey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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