Montgomery County property record for 3622 Clara Downey Ave, Silver Spring, MD 20906
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,800 sqft · built 2014 |
| Lot Size | 0.034 acres (1,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $649,000 (Apr 2025) |
| Tax Bill | $6,524 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-03728458 |
| Primary APN | 08-03728458 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 770 sqft |
| Basement Area | 270 sqft |
| Finished Basement | 270 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,500 sqft (0.034 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03728458 |
|---|---|
| Street Address | 3622 CLARA DOWNEY AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1145 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R200 |
| Legal Description | NORBECK OVERLOOK |
| Legal Subdivision | NORBECK OVERLOOK |
| Legal Block | E |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 701308 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 8, 2018 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional with PMI CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Nov 8, 2018 · Amount on Record |
| Deed Book / Page | 69074 / 422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Document Number | 0664560235 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 66456/235 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Document Number | 0621940079 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 62194/79 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 8, 2018 |
| Property Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Document Number | 0568570120 |
| Book / Page | 56857 / 120 |
| Map Reference | PL42-42663 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Document Number | 0056857127 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 56857/127 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3622 CLARA DOWNEY AVE, SILVER SPRING, MD 20906-1145 |
| Document Number | 0568570127 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 13229 OSTERPORT DR SILVER SPRING MD 209065912, SILVER SPRING, MD 20906-5912 |
| Document Number | 0568570127 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 056857/000127 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,100 (+6.35%) Land $200,000 Building $360,100 | $560,100 (-) Land $200,000 Building $360,100 | |
| 2025 | $6,524.00 (+40.45%) | $526,667 (+14.54%) | $560,100 (+21.81%) Land $200,000 Building $360,100 |
| 2023 | $459,800 Land $200,000 Building $259,800 | $459,800 Land $200,000 Building $259,800 | |
| 2022 | $4,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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