363 Stephenson Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 363 Stephenson Rd, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,792 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$389,900 (Jan 2024)
Tax Bill	$1,841 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44A-121`

Property Details

APN / Parcel Number

Primary APN	`44A-121`
Alternative APN	`8008989`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	544 sqft
Deck Area	536 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8008989
Street Address	363 STEPHENSON RD
City	STEPHENSON
State	VA
Zip	22656-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	5.00 ACRES
Legal Subdivision	5
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2057
Census Tract	50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	363 STEPHENSON RD, STEPHENSON, VA 22656-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Jul 26, 2002 · Amount on Record
Deed Document Number	2024678
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 29, 2024
Property Address	363 STEPHENSON RD, STEPHENSON, VA 22656-1732
Document Number	0000000678
Instrument Date	Jan 26, 2024
Instrument	240000678
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 STEPHENSON RD, STEPHENSON, VA 22656-1732

Mortgage

Document Number	0000000679
Date	Jan 29, 2024
Instrument	240000679

Lender

Name	LOAN SIMPLE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,841.00 (+10.44%)	$347,275 (+17.32%) Land $121,000 Building $226,275	$347,275 (+17.32%) Land $121,000 Building $226,275
2025	$1,667.00 (+10.47%)
2023	$1,509.00	$296,000 Land $105,000 Building $191,000	$296,000 Land $105,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250