Frederick County property record for 340 Stephenson Rd, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,971 sqft · built 1945 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,130 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44A-125 |
| Primary APN | 44A-125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,971 sqft Living Area |
| Gross Area | 3,310 sqft |
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8008993 |
|---|---|
| Street Address | 340 STEPHENSON RD |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .50 ACRE |
| Legal Subdivision | 5 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 340 STEPHENSON RD, STEPHENSON, VA 22656-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Mar 11, 2019 | Trustee's Deed, Construction Loan · Line of Credit CAMBRIDGE FIN'L SVCS |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 340 STEPHENSON RD, STEPHENSON, VA 22656-1736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009709 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 190009709 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 11, 2019 |
| Property Address | 340 STEPHENSON RD, STEPHENSON, VA 22656-1736 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 2045 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 340 STEPHENSON RD STEPHENSON VA 226561736, STEPHENSON, VA 22656-1736 |
| Document Number | 0000002045 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2045 |
| Name | CAMBRIDGE FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | WINCHESTER, VA 22601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 340 STEPHENSON RD, STEPHENSON, VA 22656-1736 |
| Document Number | 0000001175 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 340 STEPHENSON RD STEPHENSON VA 226561736, STEPHENSON, VA 22656-1736 |
| Document Number | 0000001175 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 1175 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,130.00 (+10.42%) | $401,800 Land $88,000 Building $313,800 | $401,800 Land $88,000 Building $313,800 |
| 2025 | $1,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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