363 Osage Dr, Union, MO 63084 Property Records

Franklin County property record for 363 Osage Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,696 sqft · built 2002
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,108 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-1-01.0-0-015-038.270`

Property Details

APN / Parcel Number

Primary APN	`22-1-01.0-0-015-038.270`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	135,036 sqft (3.1 acres)

Location & Zoning

Street Address	363 OSAGE DR
City	UNION
State	MO
Zip	63084-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:23 PRAIRIE DEL ESTATES 2
Legal Range	1W
Legal Township	42N
Legal Section	01
Legal Subdivision	PRAIRIE DEL ESTATES
Legal Lot Number	23
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2012
Census Tract	800606

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	363 OSAGE DR, UNION, MO 63084-4243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Transfer on Death Deed, Transfer
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 12, 2022
Transfer Doc	0000011264
Record Updated	Sep 20, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 15, 2022
Property Address	363 OSAGE DR, UNION, MO 63084-4243
Document Number	0002211264
Map Reference	PB N PG 799
Instrument Date	Jul 12, 2022
Instrument	2211264
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 OSAGE DR, UNION, MO 63084-4243

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	363 OSAGE DR, UNION, MO 63084-4243
Document Number	0000014175
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	363 OSAGE DR UNION MO 630844243, UNION, MO 63084-4243

Mortgage

Document Number	0000014175
Date	Sep 18, 2017
Instrument	14175

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 17, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,108.00 (+23.36%)	$77,796 (+24.38%)	$409,450 (+24.38%) Land $47,040 Building $362,410
2023	$3,330.00 (-9.95%)	$62,548	$329,200 Land $47,040 Building $282,160
2022	$3,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Bays-ET Highspeed, BlueBit Networks, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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