345 Osage Dr, Union, MO 63084 Property Records

Franklin County property record for 345 Osage Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,780 sqft · built 1994
Lot Size	3.09 acres (135,036 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,115 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-1-01.0-0-015-038.250`

Property Details

APN / Parcel Number

Primary APN	`22-1-01.0-0-015-038.250`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	135,036 sqft (3.09 acres)
Patio Area	546 sqft

Location & Zoning

Street Address	345 OSAGE DR
City	UNION
State	MO
Zip	63084-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:21 PRAIRIE DEL ESTATES 2
Legal Range	01W
Legal Township	42
Legal Section	01
Legal Subdivision	PRAIRIE DEL ESTATES
Legal Block	15
Legal Lot Number	21
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2012
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	345 OSAGE DR, UNION, MO 63084-4243
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK
Sep 26, 2020	Deed of Trust, Mortgage SULLIVAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2011
Deed Sale	Aug 12, 2011
Deed Document Number	1111708
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	345 OSAGE DR, UNION, MO 63084-4243
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002108217
Date	May 3, 2021
Instrument	2108217

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	345 OSAGE DR, UNION, MO 63084-4243
Document Number	0000016918
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	345 OSAGE DR UNION MO 630844243, UNION, MO 63084-4243

Mortgage

Document Number	0000016918
Date	Oct 6, 2020
Instrument	16918

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2035

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,115.00 (+12.59%)	$96,883 (+13.53%)	$509,910 (+13.53%) Land $47,300 Building $462,610
2023	$4,543.00 (-9.34%)	$85,335	$449,130 Land $47,300 Building $401,830
2022	$5,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Verizon.

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