363 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 363 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,276 sqft · built 1900
Lot Size	0.146 acres (6,380 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Oct 2020)
Tax Bill	$6,081 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-128-003`

Property Details

APN / Parcel Number

Primary APN	`06-13-128-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	3,414 sqft
Basement Area	1,138 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,380 sqft (0.146 acres)

Location & Zoning

Street Address	363 ANN ST
City	ELGIN
State	IL
Zip	60120-4594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOS R WELCHS HEIRS SUB OF LOT 11 OF P J KIMBALL SRS ADDN BLOCK 3
Legal Subdivision	P J KIMBALL SRS ADDN
Legal Block	3
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1017
Census Tract	851302

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 LONG AVE, SCHAUMBURG, IL 60193-9714
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CORNERSTONE NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	202063997
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	363 ANN ST, ELGIN, IL 60120-4594
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037254
Date	Jul 21, 2022
Instrument	2022K037254

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	363 ANN ST, ELGIN, IL 60120-4594
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053099
Date	Jul 12, 2021
Instrument	2021K053099

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,081.00 (+25.72%)	$79,714 (+8.57%) Land $11,745 Building $67,969	$239,238 (+8.57%) Land $35,249 Building $203,989
2024		$73,422 (+31.59%) Land $10,818 Building $62,604	$220,354 (+31.65%) Land $32,467 Building $187,887
2022	$4,837.00 (+3.95%)	$55,794 (+6.96%) Land $8,911 Building $46,883	$167,382 (+6.96%) Land $26,733 Building $140,649
2021	$4,653.00	$52,163 Land $8,331 Building $43,832	$156,489 Land $24,993 Building $131,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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