327 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 327 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1900
Lot Size	0.42 acres (1,848 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2021)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-104-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-104-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
Gross Area	1,746 sqft
Basement Area	582 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	1,848 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	327 ANN ST
City	ELGIN
State	IL
Zip	60120-4283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADD ELY 28.75 FT WLY 94.75 FT OF COUNTY CLERKS SUB A LOT 2 BLK 4
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	854600

Owner

Source: Kane County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 ANN ST, ELGIN, IL 60120-4283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	202162122
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 13, 2021
Property Address	327 ANN ST, ELGIN, IL 60120-4283
Document Number	0000062122
Instrument Date	Jul 30, 2021
Instrument	2021K062122
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LONGWOOD PL APT 20, 20, ELGIN, IL 60123-2771

Mortgage

Document Number	0000062123
Date	Aug 13, 2021
Instrument	2021K062123

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	327 ANN ST, ELGIN, IL 60120-4283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007022
Date	Feb 13, 2018
Instrument	2018K007022

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.5%
Change Frequency	3 Years

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,301.00 (+15.74%) Homeowner's exemption	$51,273 (+8.57%) Land $5,545 Building $45,728	$153,881 (+8.57%) Land $16,642 Building $137,239
2024		$47,225 (+21.39%) Land $5,107 Building $42,118	$141,732 (+21.44%) Land $15,327 Building $126,405
2022	$2,852.00 (-12.08%) Homeowner's exemption	$38,902 (+6.96%) Land $4,207 Building $34,695	$116,706 (+6.96%) Land $12,621 Building $104,085
2021	$3,244.00	$36,370 Land $3,933 Building $32,437	$109,110 Land $11,799 Building $97,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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