3629 Smith Rd, California, KY 41007 Property Records

Campbell County property record for 3629 Smith Rd, California, KY 41007

Property Summary

Property TypeSingle Family Home
Lot Size1.58 acres (69,173 sqft)
Owner2 Individual Names on File
Last Sale$31,500 (Dec 2006)
Tax Bill$5,495 (2025)
Deeds & MortgagesAug 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN999-99-28-763.02

Property Details

APN / Parcel Number

Primary APN999-99-28-763.02

Exterior

Lot Area69,173 sqft (1.58 acres)

Location & Zoning

Street Address3629 SMITH RD
CityCALIFORNIA
StateKY
Zip41007-8872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBONAR LAND DIVISION LOT 3 1.5882 ACRES
Legal SubdivisionBONAR LAND DIVISION
Legal Tract3
Legal Lot Number1,3
JurisdictionCAMPBELL KY
Township / Civil DivisionGRANTS LICK
Census Block Group1
Census Block1046
Census Tract52002

Owner

3629 Smith Rd is owned by two individuals who bought it in December 2006.

Source: Campbell County records, as of March 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3490 MAKENA LN, CALIFORNIA, KY 41007-8523
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2006 · Amount on File
Deed SaleDec 28, 2006 · Amount on File
Prior SaleNov 29, 2006 · Amount on File
Deed Document Number200612 28 06 019 00
Deed Book / Page281 / 883
Prior Transfer DateNov 4, 2006
Prior Transfer Doc0001900185
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address3629 SMITH RD, CALIFORNIA, KY 41007-8872
Transaction TypeMortgage
Record UpdatedAug 25, 2023
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005186016
DateAug 3, 2023
Book PageM1106/389
Instrument5186016
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateAug 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
Margin3
Max Rate11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 3629 Smith Rd was $5,495.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,495.00$461,000 Land $40,000 Building $421,000$461,000 Land $40,000 Building $421,000
2023$420.00$35,000 Land $35,000$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3629 Smith Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA2 of 25
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3629 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Smith Rd

Nearby Streets

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