Campbell County property record for 3607 Smith Rd, California, KY 41007
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.42 acres (105,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (Nov 2006) |
| Tax Bill | $834 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-28-763.01 |
| Primary APN | 999-99-28-763.01 |
|---|
| Lot Area | 105,807 sqft (2.42 acres) |
|---|
| Street Address | 3607 SMITH RD |
|---|---|
| City | CALIFORNIA |
| State | KY |
| Zip | 41007-8872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BONAR LAND DIVISION LOT 2 2.4286 ACRES |
| Legal Subdivision | BONAR LAND DIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | GRANTS LICK |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 52002 |
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | CALIFORNIA, KY 41007 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2006 · Amount on Record |
| Deed Sale | Nov 29, 2006 · Amount on Record |
| Deed Document Number | 200611 29 06 019 00 |
| Deed Book / Page | 281 / 662 |
| Prior Transfer Date | Nov 4, 2006 |
| Prior Transfer Doc | 0001900185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 3607 SMITH RD, CALIFORNIA, KY 41007-8872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3490 MAKENA LN, CALIFORNIA, KY 41007-8523 |
| Document Number | 0005186016 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | M1106/389 |
| Instrument | 5186016 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Margin | 3 |
| Max Rate | 11.1% |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $834.00 (+15.83%) | $70,000 (+16.67%) Land $45,000 Building $25,000 | $70,000 (+16.67%) Land $45,000 Building $25,000 |
| 2023 | $720.00 | $60,000 Land $35,000 Building $25,000 | $60,000 Land $35,000 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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