3566 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 3566 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1984
Lot Size	0.245 acres (10,661 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2025)
Tax Bill	$384 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`158136-4170`

Property Details

APN / Parcel Number

Primary APN	`158136-4170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,936 sqft
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,661 sqft (0.245 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	304 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3566 LORETTO RD
City	JACKSONVILLE
State	FL
Zip	32223-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	40-16 17-4S-27E BYRD LANDING LOT 3 BLK 2
Legal Range	27E
Legal Township	04S
Legal Section	17
Legal Subdivision	BYRD LANDING
Legal Block	2
Legal Lot Number	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4003
Census Tract	16803

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2021	Warranty Deed, Transfer NORTH AMERICAN TITLE COMPANY
Sep 19, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	2025228091
Deed Book / Page	21637 / 894
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0181191137
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 30, 2025
Property Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Document Number	0216370894
Book / Page	21637 / 894
Map Reference	MB 40 PG 16,16A&16B
Instrument Date	Sep 26, 2025
Instrument	2025228091
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, FLORIDA CLOSING COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3355 CLAIRE LN # 12098, 12098, JACKSONVILLE, FL 32223-6677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953

Mortgage

Document Number	0021637896
Date	Sep 30, 2025
Instrument	21637/896

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 7, 2021
Property Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Document Number	0197971706
Book / Page	19797 / 1706
Map Reference	MB 40 PG 16
Instrument Date	Jun 22, 2021
Instrument	2021170127
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Investor	Possibly a Property Investor

Mortgage

Document Number	0197971708
Date	Jul 7, 2021
Instrument	19797/1708

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 10, 2021
Property Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Document Number	0196230558
Book / Page	19623 / 558
Map Reference	MB 40 PG 16
Instrument Date	Feb 10, 2021
Instrument	2021062123
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,693.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 CALAIS RD, HODGDON, ME 04730-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 19, 2017
Property Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Document Number	0181191137
Book / Page	018119 / 001137
Instrument Date	Aug 10, 2017
Instrument	212246
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3566 LORETTO RD JACKSONVILLE FL 322231953, JACKSONVILLE, FL 32223-1953

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3566 LORETTO RD, JACKSONVILLE, FL 32223-1953
Document Number	0178401757
Book / Page	017840 / 001757
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3566 LORETTO RD JACKSONVILLE FL 322231953, JACKSONVILLE, FL 32223-1953

Mortgage

Document Number	0178401757
Date	Jan 11, 2017
Book Page	017840/001757
Instrument	8022

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,923 (-0.97%) Land $119,609 Building $165,314	$284,923 (-2.32%) Land $119,609 Building $165,314
2025	$384.00 (+81.99%)	$287,722 (+2.9%)	$291,704 (+3.41%) Land $115,000 Building $176,704
2024	$211.00 Homeowner's exemption Veteran's exemption Widower's exemption	$279,614 (+3%)	$282,087 (+3.18%) Land $105,000 Building $177,087
2023	$211.00 Homeowner's exemption Veteran's exemption Widower's exemption	$271,470 (+3%)	$273,403 (+3.73%) Land $75,000 Building $198,403
2022	$211.00 Homeowner's exemption Veteran's exemption Widower's exemption	$263,564 Land $75,000 Building $188,564	$263,564 Land $75,000 Building $188,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (1998–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: IQ Fiber, T-Mobile, Verizon.

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