Frederick County property record for 3628 Flatwoods Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,332 sqft · built 2021 |
| Lot Size | 0.183 acres (7,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,476 (Oct 2020) |
| Tax Bill | $7,541 (2023) |
| Deeds & Mortgages | Sep 2023 Second Mortgage May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-599622 |
| Primary APN | 07-599622 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,988 sqft (0.183 acres) |
| Garage Type | Built-in |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 599622 |
|---|---|
| Street Address | 3628 FLATWOODS DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22598 7,988 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22598 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 752206 |
Source: Frederick County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARUNDEL FEDERAL SAVINGS BANK |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 5, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG |
| Oct 7, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FBC MTG |
| Mar 31, 2020 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Apr 9, 2020 | Grant Deed, Transfer VILLAGE SETTLEMENTS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Apr 9, 2020 · Amount on Record |
| Deed Document Number | 0014153195 |
| Deed Book / Page | 14153 / 195 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | CALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0166010172 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 16601/172 |
| Name | ARUNDEL FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | GLEN BURNIE, MD 21061 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0148940151 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 14894/151 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 5, 2020 |
| Property Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Document Number | 0142350140 |
| Book / Page | 014235 / 000140 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $617.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3626 FLATWOODS DR FREDERICK MD 21704, FREDERICK, MD 21704 |
| Investor | Possibly a Property Investor |
| Document Number | 142350146 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 014235/000146 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 7, 2020 |
| Property Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Document Number | 0141530200 |
| Book / Page | 014153 / 000200 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3628 FLATWOODS DR FREDERICK MD 21704, FREDERICK, MD 21704 |
| Document Number | 141530201 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 014153/000201 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Document Number | 0136460258 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
| Document Number | 0136460258 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 013646/000258 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR # E, TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 9, 2020 |
| Property Address | 3628 FLATWOODS DR, FREDERICK, MD 21704-5255 |
| Document Number | 0136460252 |
| Book / Page | 013646 / 000252 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2020 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,066.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,541.00 Homeowner's exemption | $493,333 | $507,900 Land $175,200 Building $332,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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