3621 Flatwoods Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3621 Flatwoods Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,204 sqft · built 2020
Lot Size0.144 acres (6,266 sqft)
OwnerIndividual Name on File
Last Sale$554,481 (Apr 2020)
Tax Bill$8,912 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-598409

Property Details

APN / Parcel Number

Primary APN07-598409
Alternative APN
  • 598409

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,204 sqft Living Area
Gross Area3,604 sqft
1st Floor Area1,628 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,266 sqft (0.144 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number598409
Street Address3621 FLATWOODS DR
CityFREDERICK
StateMD
Zip21704-5247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22415 6,266 SQ FT URBANA TOWN CENTER
Legal Lot Number22415
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1030
Census Tract752206

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SVGS BK
Apr 9, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Sep 26, 2019Grant Deed, Transfer
VILLAGE SETTLEMENTS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Prior SaleSep 26, 2019 · Amount on Record
Deed Book / Page13644 / 123
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247

Mortgage

Document Number0158320356
DateApr 5, 2022
Book Page15832/356
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeLine of Credit
AmountAmount Recorded
Term262 Months
DueFeb 10, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247
Document Number0144900414
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3621 FLATWOODS DR FREDERICK MD 217045247, FREDERICK, MD 21704-5247

Mortgage

Document Number0144900414
DateJan 26, 2021
Book Page014490/000414
Lender
NameNORTH AMERICAN SVGS BK
TypeFederal Savings Bank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 25, 2031

April 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 9, 2020
Property Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247
Document Number0136440123
Book / Page13644 / 123
Map ReferenceMB 101 PL 166
Instrument DateMar 27, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,386.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247

Mortgage

Document Number0136440131
DateApr 9, 2020
Instrument13644/0131
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2030

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 26, 2019
Property Address3621 FLATWOODS DR, FREDERICK, MD 21704-5247
Document Number0132360270
Book / Page013236 / 000270
Instrument DateSep 20, 2019
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,912.00 (+11.25%) Homeowner's exemption$607,633 (+13.92%)$723,300 (+31.56%) Land $200,100 Building $523,200
2023$8,011.00 Homeowner's exemption$533,400$549,800 Land $175,100 Building $374,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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