3628 E 7th St, Des Moines, IA 50316 Property Records

Polk County property record for 3628 E 7th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,049 sqft · built 1925
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jul 2021)
Tax Bill	$2,750 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7924-26-201-006`

Property Details

APN / Parcel Number

Primary APN	`7924-26-201-006`
Alternative APN	`110/01028-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,049 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,049 sqft
Basement Area	899 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	70 sqft
Deck Area	100 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3628 E 7TH ST
City	DES MOINES
State	IA
Zip	50316-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 CAMPUS PARK
Legal Range	24W
Legal Township	79N
Legal Section	26
Legal Subdivision	CAMPUS PARK
Legal Lot Number	21
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4014
Census Tract	400

Owner

3628 E 7th St is owned and occupied by an individual who bought it in July 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3628 E 7TH ST, DES MOINES, IA 50316-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Nov 27, 2019 · Amount on File
Deed Document Number	2021-00078280
Deed Book / Page	18662 / 485
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 26, 2021
Property Address	3628 E 7TH ST, DES MOINES, IA 50316-1002
Document Number	202100078280
Book / Page	18662 / 485
Instrument Date	Jul 14, 2021
Instrument	2021-00078280
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 E 7TH ST, DES MOINES, IA 50316-1002

Mortgage

Document Number	202100078282
Date	Jul 26, 2021
Instrument	2021-00078282

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	202100078283
Date	Jul 26, 2021
Book Page	18662/502
Instrument	2021-00078283

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 27, 2019
Property Address	3628 E 7TH ST, DES MOINES, IA 50316-1002
Document Number	201900048601
Book / Page	17606 / 0832
Instrument Date	Nov 26, 2019
Instrument	2019-00048601
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3628 E 7TH ST, DES MOINES, IA 50316-1002

Mortgage

Document Number	201900048603
Date	Nov 27, 2019
Instrument	2019-00048603

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,600 Land $33,300 Building $124,300	$157,600 Land $33,300 Building $124,300
2024	$2,750.00
2023		$137,000 Land $28,600 Building $108,400	$137,000 Land $28,600 Building $108,400
2020	$1,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3628 E 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1990–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3628 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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