3624 E 7th St, Des Moines, IA 50316 Property Records

Polk County property record for 3624 E 7th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1917
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Jul 2018)
Tax Bill	$2,700 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110/01027-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/01027-000-000`
Alternative APN	`792426201007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	744 sqft
Basement Area	660 sqft
Finished Basement	561 sqft
Unfinished Basement	99 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	264 sqft
Deck Area	70 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3624 E 7TH ST
City	DES MOINES
State	IA
Zip	50316-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 CAMPUS PARK
Legal Subdivision	CAMPUS PARK
Legal Lot Number	20
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4014
Census Tract	400

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3624 E 7TH ST, DES MOINES, IA 50316-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 5, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Feb 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	20181503
Deed Book / Page	16989 / 985
Prior Transfer Date	Feb 26, 2018
Prior Transfer Doc	0000066446
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3624 E 7TH ST, DES MOINES, IA 50316-1002
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 E 7TH ST, DES MOINES, IA 50316-1002

Mortgage

Document Number	0000024497
Date	Sep 1, 2020
Book Page	18040/246
Instrument	2020-00024497

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 5, 2018
Property Address	3624 E 7TH ST, DES MOINES, IA 50316-1002
Document Number	0000001503
Book / Page	016989 / 000985
Instrument Date	Jun 29, 2018
Instrument	1503
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3624 E 7TH ST DES MOINES IA 503161002, DES MOINES, IA 50316-1002

Mortgage

Document Number	1505
Date	Jul 5, 2018
Book Page	016990/000001
Instrument	1505

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Feb 27, 2018
Property Address	3624 E 7TH ST, DES MOINES, IA 50316-1002
Document Number	0000066446
Book / Page	016831 / 000238
Instrument Date	Feb 26, 2018
Instrument	66446
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 E EUCLID AVE DES MOINES IA 503174245, DES MOINES, IA 50317-4245

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,800 (+16.32%) Land $33,300 Building $138,500	$171,800 (+16.32%) Land $33,300 Building $138,500
2024	$2,700.00 (+11.66%)
2023		$147,700 Land $28,600 Building $119,100	$147,700 Land $28,600 Building $119,100
2020	$2,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1990–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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