3625 Studebaker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3625 Studebaker Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,668 sqft Heated Area
Lot Size	9,845 sqft (0.226 acres)
Occupancy	Owner Occupied
Last Sale	$286,000 (2021)
Tax Bill	$3,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3126315130000Q0120`
Alternative APN	`98758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,668 sqft Heated Area
Gross Area	1,792 sqft Gross Area
1st Floor	1,668 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,845 sqft (0.226 acres)
Depth X Width	98 ft x 100 ft Depth x Width
Patio Area	400 sqft Patio
Porch	Open Porch
Porch Area	124 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98758
Street Address	3625 STUDEBAKER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8368
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK Q LOT 12
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	Q
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1052
Census Tract	43304

Owner

Source: Osceola County records · APN 3126315130000Q0120

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3625 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8368
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Sep 15, 2010 · Amount on Record
Deed Doc Number	2021108665
Deed Book / Page	6001 / 733
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2021
Property Address	3625 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8368
Document Number	0060010733
Book / Page	6001 / 733
Map Reference	MB 1 PG 395
Instrument Date	Jul 07, 2021
Instrument	2021108665
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3625 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8368

Mortgage

Document Number	0006001734
Date	Jul 13, 2021
Instrument	6001/734

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (+7.49%) Homeowner's exemption	$262,872 (+5.99%)	$312,400 (+6.55%) Land $52,200 Building $260,200
2023	$3,524.00 (+4.26%) Homeowner's exemption	$248,024 (+3%)	$293,200 (+21.76%) Land $39,200 Building $254,000
2022	$3,380.00 Homeowner's exemption	$240,800 Land $34,800 Building $206,000	$240,800 Land $34,800 Building $206,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.