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3600 Studebaker Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3600 Studebaker Ave, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,428 sqft Living Area
Lot Size13,416 sqft (0.308 acres)
GarageCarport, 280 sqft
Last Sale$350,000 (2025)
Tax Bill$3,619.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-000O-0060
Alternative APNs
  • 2631315130000O0060
  • 98734

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,428 sqft Living Area
Gross Area2,089 sqft Gross Area
1st Floor1,428 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area13,416 sqft (0.308 acres)
Depth X Width134 ft x 105 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area280 sqft Garage
CarportCarport
Carport Area280 sqft Carport
Shed1 Shed
Shed Area160 sqft Shed
Porch Area577 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3600 STUDEBAKER AVE
CitySAINT CLOUD
StateFL
Zip34772-8367
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK O LOT 6
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockO
Legal Lot Number6
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1049
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-000O-0060

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10341 SW 208TH LN, CUTLER BAY, FL 33189-3616
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
POINT MORTGAGE CORP
Sep 20, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC
May 17, 2022Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2025 · Amount on Record
Deed SaleFeb 20, 2025 · Amount on Record
Prior SaleSep 20, 2022 · Amount on Record
Deed Doc Number202522149
Deed Book / Page6743 / 1006
Record RefreshedSep 20, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2025
Property Address3600 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8367
Document Number0067431006
Book / Page6743 / 1006
Map ReferenceMB 1 PG 395
Instrument DateFeb 14, 2025
Instrument2025022149
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4902 E LAKE COVE BLVD, SAINT CLOUD, FL 34771-8005

Transferred To (Grantee/Buyer)

NameVerified Name
Address10341 SW 208TH LN, CUTLER BAY, FL 33189-3616

Mortgage

Document Number0067431008
DateFeb 20, 2025
Instrument6743/1008
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2055

Mortgage

Document Number0067431021
DateFeb 20, 2025
Book Page6743/1021
Instrument2025022151
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
AddressCHULA VISTA, CA 91910
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 20, 2022
Property Address3600 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8367
Document Number0062882697
Book / Page6288 / 2697
Map ReferenceMB 1 PG 395
Instrument DateSep 16, 2022
Instrument2022142488
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,191.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3600 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8367

Mortgage

Document Number0062882699
DateSep 20, 2022
Instrument6288/2699
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 17, 2022
Property Address3600 STUDEBAKER AVE, SAINT CLOUD, FL 34772-8367
Document Number0062150304
Book / Page6215 / 304
Map ReferenceMB 1 PG 395
Instrument DateApr 29, 2022
Instrument2022077378
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,197.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7732 BRENTWOOD DR, ORLANDO, FL 32822-5500

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,619.00 (+7.61%)$250,659 (+5.99%)$269,500 (+13.95%) Land $60,000 Building $209,500
2023$3,363.00 (+2.09%) Homeowner's exemption$236,500 (+21.59%) Land $45,000 Building $191,500$236,500 (+21.59%) Land $45,000 Building $191,500
2022$3,294.00$194,500 Land $40,000 Building $154,500$194,500 Land $40,000 Building $154,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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