Highlands County property record for 3625 Manor Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,578 sqft · built 1996 |
| Lot Size | 0.388 acres (16,887 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Mar 2024) |
| Tax Bill | $4,912 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2022 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2630-0350 |
| Primary APN | C-04-34-28-130-2630-0350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,306 sqft Living Area |
| Gross Area | 2,813 sqft |
| 1st Floor Area | 2,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 16,887 sqft (0.388 acres) |
| Lot Dimensions | 280 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 507 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 180 sqft |
| Porch | Slab |
| Porch Area | 392 sqft |
| Patio Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3625 MANOR DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 35 BLK 263 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 263 |
| Legal Lot Number | 35 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960503 |
Source: Highlands County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Mar 28, 2018 | Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jan 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2010 · Amount on Record |
| Deed Document Number | 20242192673 |
| Deed Book / Page | 3029 / 834 |
| Prior Transfer Date | Jan 26, 2012 |
| Prior Transfer Doc | 0001645077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 5, 2024 |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Document Number | 0002192673 |
| Book / Page | 3029 / 834 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2192673 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Name | Verified Name |
|---|---|
| Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Document Number | 0003029836 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 3029/836 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3020 ADAMS RANCH CT, CHULA VISTA, CA 91914-5321 |
| Document Number | 0002126705 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 2945/340 |
| Instrument | 2126705 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3020 ADAMS RANCH CT, CHULA VISTA, CA 91914-5321 |
| Document Number | 0002049322 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 2844/1767 |
| Instrument | 2049322 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Document Number | 0001897045 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3625 MANOR DR SEBRING FL 338727620, SEBRING, FL 33872-7620 |
| Document Number | 0001897045 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 002636/001343 |
| Instrument | 1897045 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 17, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Document Number | 0001892704 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3625 MANOR DR SEBRING FL 338727620, SEBRING, FL 33872-7620 |
| Document Number | 0001892704 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 002631/000129 |
| Instrument | 1892704 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Document Number | 0001880412 |
| Book / Page | 002616 / 001304 |
| Instrument Date | Jan 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3625 MANOR DR SEBRING FL 338727620, SEBRING, FL 33872-7620 |
| Document Number | 0001880412 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 002616/001304 |
| Instrument | 1880412 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3625 MANOR DR, SEBRING, FL 33872-7620 |
| Document Number | 0001874444 |
| Book / Page | 002609 / 000422 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3625 MANOR DR SEBRING FL 338727620, SEBRING, FL 33872-7620 |
| Document Number | 0001874444 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 002609/000422 |
| Instrument | 1874444 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 27, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,912.00 (+21.49%) | $317,558 (+19.24%) Land $36,801 Building $280,757 | $317,558 (+19.24%) Land $36,801 Building $280,757 |
| 2024 | $4,043.00 (+1.63%) | ||
| 2023 | $3,978.00 (+124.87%) | $266,325 (+88.98%) Land $31,188 Building $235,137 | $266,325 (+11.99%) Land $31,188 Building $235,137 |
| 2022 | $1,769.00 Homeowner's exemption | $140,924 | $237,818 Land $18,089 Building $219,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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