Highlands County property record for 3524 Manor Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,143 sqft · built 2006 |
| Lot Size | 0.352 acres (15,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Oct 2024) |
| Tax Bill | $4,395 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026200340 |
| Primary APN | C044813026200340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,143 sqft Living Area |
| Gross Area | 2,718 sqft |
| 1st Floor Area | 2,143 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,312 sqft (0.352 acres) |
| Lot Dimensions | 250 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Patio Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3524 MANOR DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 34 BLK 262 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 262 |
| Legal Lot Number | 34 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960503 |
Source: Highlands County records · APN C044813026200340
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 10, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on Record |
| Deed Sale | Oct 28, 2024 · Amount on Record |
| Prior Sale | Nov 18, 2022 · Amount on Record |
| Deed Document Number | 20242228423 |
| Deed Book / Page | 3076 / 1465 |
| Prior Transfer Date | Jul 01, 2019 |
| Prior Transfer Doc | 0001947699 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Document Number | 0002124601 |
| Book / Page | 2942 / 1036 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Nov 09, 2022 |
| Instrument | 2124601 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,073.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3524 MANOR DR, 3524, SEBRING, FL 33872-7609 |
| Name | Verified Name |
|---|---|
| Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Document Number | 0029421038 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 2942/1038 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Document Number | 0002088190 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 2898/485 |
| Instrument | 2088190 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Document Number | 0001947699 |
| Book / Page | 002702 / 000108 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 1947699 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3524 MANOR DR SEBRING FL 338727609, SEBRING, FL 33872-7609 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 3524 MANOR DR, SEBRING, FL 33872-7609 |
| Document Number | 0001947698 |
| Book / Page | 002702 / 000106 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 1947698 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3524 MANOR DR SEBRING FL 338727609, SEBRING, FL 33872-7609 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,408 (-0.15%) Land $34,338 Building $301,070 | $335,408 (-0.15%) Land $34,338 Building $301,070 | |
| 2024 | $4,395.00 (-10.83%) | ||
| 2023 | $4,929.00 (+94.51%) | $335,916 (+71.61%) Land $29,100 Building $306,816 | $335,916 (+10.63%) Land $29,100 Building $306,816 |
| 2022 | $2,534.00 Homeowner's exemption Widower's exemption | $195,746 | $303,629 Land $16,878 Building $286,751 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 278 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6280274, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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