3624 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3624 Whisper Trce, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 2010
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Jul 2020)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563403400700000`

Property Details

APN / Parcel Number

Primary APN	`1G3563403400700000`
Alternative APNs	`000000120743` `000000246741` `120743`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3624 WHISPER TRCE
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4, BLOCK 34, LOT 7
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract	7
Legal Block	34
Legal Lot Number	7
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3624 WHISPER TRCE, SCHERTZ, TX 78154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	202099016871
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0099016871
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 2, 2020
Property Address	3624 WHISPER TRCE, SCHERTZ, TX 78108-2330
Document Number	0000016871
Instrument Date	Jun 30, 2020
Instrument	16871
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 WHISPER TRCE SCHERTZ TX 781082330, SCHERTZ, TX 78108-2330

Mortgage

Document Number	16872
Date	Jul 2, 2020
Instrument	16872

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Mortgage

Document Number	16873,
Date	Jul 2, 2020
Instrument	16873

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	2200 E MARTIN LUTHER KING JR BLVD # B, AUSTIN, TX 78702-1344

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,539 (+4.04%) Land $40,703 Building $202,836	$243,539 (+4.04%) Land $40,703 Building $202,836
2025	$4,492.00 (-18.87%)	$234,090 (-13.08%) Land $28,726 Building $205,364	$234,090 (-13.08%) Land $28,726 Building $205,364
2024	$5,537.00 (+5.47%)
2023	$5,250.00 (+2.84%)	$269,328 Land $40,007 Building $229,321	$269,328 Land $40,007 Building $229,321
2022	$5,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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