3604 Whisper Trce, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3604 Whisper Trce, Schertz, TX 78108 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,707 sqft Living Area
Lot Size5,500 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$222,500 (2019)
Tax Bill$1,207.00 (2025)

Property Details

APN / Parcel Number

Primary APN1G3563403400200000
Alternative APNs
  • 000000120738
  • 000000230068
  • 120738

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,707 sqft Living Area
Gross Area2,155 sqft Gross Area
1st Floor1,707 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,500 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area378 sqft Garage
PorchCovered Porch
Porch Area94 sqft Porch

Utilities and HVAC

Water SourceCommercial Water Source

Location & Zoning

Street Address3604 WHISPER TRCE
CitySCHERTZ
StateTX
Zip78154
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 2
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract2
Legal Block34
Legal Lot Number2
JurisdictionGUADALUPE TX
Minor Civil DivisionSCHERTZ-CIBOLO
Census Blockgroup3
Census Block3001
Census Tract210613

Owner

Source: Guadalupe County records · APN 1G3563403400200000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3604 WHISPER TRCE, SCHERTZ, TX 78154
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Nov 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 01, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN PACIFIC MTG
Feb 08, 2017Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2019 · Amount on Record
Deed SaleMar 01, 2019 · Amount on Record
Prior SaleFeb 08, 2017 · Amount on Record
Deed Doc Number201999004380
Prior Transfer DateFeb 28, 2019
Prior Transfer Doc0099004380
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3604 WHISPER TRCE, SCHERTZ, TX 78108-2330
Transaction TypeMortgage
Record UpdatedNov 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099029706
DateSep 21, 2022
Instrument202299029706
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term327 Months
DueDec 01, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3604 WHISPER TRCE, SCHERTZ, TX 78108-2330
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026196
DateNov 14, 2019
Instrument201900026196
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateMar 01, 2019
Property Address3604 WHISPER TRCE, SCHERTZ, TX 78108-2330
Document Number0000004380
Instrument DateFeb 28, 2019
Instrument4380
Transaction TypeTransfer
Record UpdatedNov 06, 2019
Title CompanyPROVIDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 WHISPER TRCE SCHERTZ TX 781082330, SCHERTZ, TX 78108-2330

Mortgage

Document Number4381
DateMar 01, 2019
Instrument4381
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

February 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateFeb 08, 2017
Property Address3604 WHISPER TRCE, SCHERTZ, TX 78108-2330
Document Number0000003012
Map ReferenceVOL7 PG112
Instrument DateFeb 04, 2017
Instrument2017003012
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address27602 FELSIG BND, NEW BRAUNFELS, TX 78132-4326

Mortgage

Document Number0000003013
DateFeb 08, 2017
Instrument2017003013
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$203,838 (+2.71%) Land $40,703 Building $163,135$203,838 (+2.71%) Land $40,703 Building $163,135
2025$1,207.00 (-22.03%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$198,467 (-2.71%) Land $28,726 Building $169,741$198,467 (-2.71%) Land $28,726 Building $169,741
2024$1,548.00 (-0.13%)
2023$1,550.00 (-42.4%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$204,000 Land $40,007 Building $163,993$204,000 Land $40,007 Building $163,993
2022$2,691.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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