3624 Palmas Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 3624 Palmas Ct, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,578 sqft · built 1975
Lot Size	0.119 acres (5,193 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2007)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-170-37-00`

Property Details

APN / Parcel Number

Primary APN	`168-170-37-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,578 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,193 sqft (0.119 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3624 PALMAS CT
City	OCEANSIDE
State	CA
Zip	92056-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 37 TR 007978
Legal Subdivision	VISTA CALAVERA
Legal Tract	007978
Legal Block	3
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3021
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3624 PALMAS CT, OCEANSIDE, CA 92056-5020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2007 · Amount on Record
Deed Sale	Jul 27, 2007 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	2007504330
Prior Transfer Date	Oct 6, 1995
Prior Transfer Doc	0000561284
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3624 PALMAS CT, OCEANSIDE, CA 92056-5020
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 PAIMAS CT, OCEANSIDE, CA 92056-5020

Mortgage

Document Number	0000617630
Date	Aug 31, 2021
Instrument	2021-0617630

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3624 PALMAS CT, OCEANSIDE, CA 92056-5020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000337217
Date	Aug 16, 2018
Instrument	2018-0337217

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3624 PALMAS CT, OCEANSIDE, CA 92056-5020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 PALMAS CT, OCEANSIDE, CA 92056-5020

Mortgage

Document Number	0000577922
Date	Sep 28, 2020
Instrument	2020-0577922

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,280 (+2%) Land $401,915 Building $147,365
2025	$6,056.00 (+8.71%) Homeowner's exemption	$538,511 (+4.04%) Land $394,035 Building $144,476
2023	$5,571.00 (+0.27%) Homeowner's exemption	$517,602 Land $378,735 Building $138,867
2022	$5,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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