3616 Palmas Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 3616 Palmas Ct, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1975
Lot Size	0.95 acres (4,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2004)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168-170-35-00`

Property Details

APN / Parcel Number

Primary APN	`168-170-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,175 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	4,134 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3616 PALMAS CT
City	OCEANSIDE
State	CA
Zip	92056-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 35 TR 007978
Legal Subdivision	VISTA CALAVERA
Legal Tract	007978
Legal Block	3
Legal Lot Number	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3021
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3616 PALMAS CT, OCEANSIDE, CA 92056-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MK LNDG
May 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CAPITALEND HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2004 · Amount on Record
Deed Sale	Jun 24, 2004 · Amount on Record
Prior Sale	Mar 25, 1998 · Amount on Record
Deed Document Number	2004588706
Prior Transfer Date	Aug 4, 1997
Prior Transfer Doc	0000386477
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3616 PALMAS CT, OCEANSIDE, CA 92056-5020
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 PALMAS CT, OCEANSIDE, CA 92056-5020

Mortgage

Document Number	0000115203
Date	Mar 15, 2022
Instrument	2022-0115203

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3616 PALMAS CT, OCEANSIDE, CA 92056-5020
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PROVIDENT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186358
Date	May 16, 2019
Instrument	2019-0186358

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3616 PALMAS CT, OCEANSIDE, CA 92056-5020
Document Number	0000164322
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3616 PALMAS CT OCEANSIDE CA 920565020, OCEANSIDE, CA 92056-5020

Mortgage

Document Number	0000164322
Date	Apr 1, 2020
Instrument	164322

Lender

Name	MK LNDG
Address	NORTH HOLLYWOOD, CA 91601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	3616 PALMAS CT, OCEANSIDE, CA 92056-5020
Document Number	0000201553
Instrument Date	Apr 19, 2018
Instrument	201553
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3616 PALMAS CT OCEANSIDE CA 920565020, OCEANSIDE, CA 92056-5020

Mortgage

Document Number	201554
Date	May 18, 2018
Instrument	201554

Lender

Name	CAPITALEND HM LOANS
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,062 (+2%) Land $362,539 Building $217,523
2025	$6,476.00 (+8.64%)	$568,689 (+4.04%) Land $355,431 Building $213,258
2023	$5,961.00 (+0.25%)	$546,608 Land $341,630 Building $204,978
2022	$5,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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