3624 E Congress Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3624 E Congress Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 1956
Lot Size	0.206 acres (8,976 sqft)
Owner	2 Company Names on File
Last Sale	$151,500 (Nov 2005)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35271.4705`

Property Details

APN / Parcel Number

Primary APN	`35271.4705`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	1,504 sqft
Basement Area	1,280 sqft
Finished Basement	1,000 sqft
Unfinished Basement	280 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,976 sqft (0.206 acres)
Lot Dimensions	136 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3624 E CONGRESS AVE
City	SPOKANE
State	WA
Zip	99223-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HIGHLD SE W49FT L7; E17FT L8 B2
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	SOUTHEAST HLND ADD
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3003
Census Tract	4602

Owner

3624 E Congress Ave is owned by a company that bought it in November 2005.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Company Names on File
Mailing Address	3624 E CONGRESS AVE, SPOKANE, WA 99223-5437
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Dec 10, 2020	Deed of Trust, Mortgage · Reverse Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2005 · Amount on File
Deed Sale	Nov 10, 2005 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Document Number	20055303177
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3624 E CONGRESS AVE, SPOKANE, WA 99223-5437
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007127588
Date	Sep 17, 2021
Instrument	7127588

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3624 E CONGRESS AVE, SPOKANE, WA 99223-5437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007006355
Date	Dec 10, 2020
Instrument	7006355

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3624 E Congress Ave was $3,982, up 1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+1.04%)	$419,700 Land $120,000 Building $299,700	$419,700 Land $120,000 Building $299,700
2025	$3,941.00
2024		$406,800 (+33.55%) Land $75,000 Building $331,800	$406,800 (+33.55%) Land $75,000 Building $331,800
2023	$3,978.00 (+11.65%)	$304,600 Land $60,500 Building $244,100	$304,600 Land $60,500 Building $244,100
2022	$3,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3624 E Congress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3624 E Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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