3612 E Congress Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3612 E Congress Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,624 sqft · built 1956
Lot Size	0.194 acres (8,432 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (May 2026)
Tax Bill	$3,775 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`35271.4707`

Property Details

APN / Parcel Number

Primary APN	`35271.4707`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	2,855 sqft
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft
Finished Basement	1,312 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,432 sqft (0.194 acres)
Lot Dimensions	136 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	170 sqft
Canopy	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3612 E CONGRESS AVE
City	SPOKANE
State	WA
Zip	99223-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HIGHLD SE W23FT L9; E39FT L10 B2
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	SOUTH EAST HLNDS ADD
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3003
Census Tract	4602

Owner

3612 E Congress Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3612 E CONGRESS AVE, SPOKANE, WA 99223-5437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Mar 16, 2021	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Jun 6, 2013 · Amount on File
Deed Document Number	20267490234
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	0007047595
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 20, 2026
Property Address	3612 E CONGRESS AVE, SPOKANE, WA 99223-5437
Document Number	0007490234
Instrument Date	May 15, 2026
Instrument	20267490234
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	VIST TITLE, VISTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 E CONGRESS AVE, SPOKANE, WA 99223-5437

Mortgage

Document Number	0007490234,
Date	May 20, 2026
Instrument	20267490234

Lender

Name	MOUNTAIN WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SPOKANE WA
Recording Date	Mar 16, 2021
Property Address	3612 E CONGRESS AVE, SPOKANE, WA 99223-5437
Document Number	0007047595
Map Reference	VOL N PG 34
Instrument Date	Mar 12, 2021
Instrument	7047595
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3612 E Congress Ave was $3,775, down 5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,775.00 (-5.03%)	$399,200 (+8.1%) Land $100,000 Building $299,200	$399,200 (+8.1%) Land $100,000 Building $299,200
2025	$3,975.00	$369,300 (-9.55%) Land $100,000 Building $269,300	$369,300 (-9.55%) Land $100,000 Building $269,300
2024		$408,300 (+35.38%) Land $82,500 Building $325,800	$408,300 (+35.38%) Land $82,500 Building $325,800
2023	$3,992.00 (+13.15%)	$301,600 Land $60,500 Building $241,100	$301,600 Land $60,500 Building $241,100
2022	$3,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3612 E Congress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3612 E Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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