3623 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 3623 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	2,102 sqft · built 1950
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$192,850 (Nov 2024)
Tax Bill	$975 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2021 Transfer + 3 more
APN	`03-9.0-32-003-000-041.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-32-003-000-041.000`

Interior

Building Area	2,102 sqft Base Area
1st Floor Area	2,102 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	53,579 sqft (1.23 acres)

Location & Zoning

Street Address	3623 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STEINACKER PASTURE LOT:3 BLK:LGL DESC:
Legal Subdivision	STEINACKER PASTURE
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2034
Census Tract	300

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 12, 2021	Intrafamily Transfer, Transfer
Jul 12, 2021	Intrafamily Transfer, Transfer
Apr 26, 2019	Special Warranty Deed, Foreclosure
Apr 8, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20249182
Deed Book / Page	3802 / 736
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	003802/736
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003745/855
Date	Feb 10, 2020
Book Page	3745/855
Instrument	2020000992

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jul 12, 2021
Property Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920
Document Number	003764/601
Book / Page	3764 / 601
Instrument Date	Jun 30, 2021
Instrument	2021007275
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jul 12, 2021
Property Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920
Document Number	003764/600
Book / Page	3764 / 600
Instrument Date	Jun 30, 2021
Instrument	2021007274
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920

April 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 26, 2019
Property Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920
Document Number	003736/687
Book / Page	3736 / 687
Instrument Date	Apr 25, 2019
Instrument	2019003364
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY, PLANO, TX 75024-4177

April 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	BUCHANAN MO
Recording Date	Apr 8, 2019
Property Address	3623 N 3RD ST, SAINT JOSEPH, MO 64505-2920
Document Number	003733/546
Book / Page	3733 / 546
Map Reference	BK 03352 PG 152
Instrument Date	Mar 26, 2019
Instrument	2019002672
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13801 RIVERPORT DR STE 502, 502, MARYLAND HEIGHTS, MO 63043-4822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 (+0.1%)	$13,670 (+4.59%) Land $5,120 Building $8,550	$71,930 (+4.56%) Land $26,930 Building $45,000
2024	$974.00 (+13.52%)
2023	$858.00 (-0.69%)	$13,070 (-) Land $5,120 Building $7,950	$68,790 (-) Land $26,930 Building $41,860
2022	$864.00	$13,070 Land $5,120 Building $7,950
2021			$68,790 Land $26,930 Building $41,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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